Socks Plus Approval

[Adkins]

Congratulations on your socks card, @mgood!

[Meanmchine]

Congrats on your Cash+ approval

Sorry about the low SL

[mgood]

Just wondering,  if it's under $5k, is it just a "Visa"? Or is it still a "Visa Signature"? And if it's not a Signature,  will it graduate to Siggy status if and when the CL reaches $5k+?

[jibc1978]

Congrats on the approval! 

[firefox100]

Congrats on your US bank creditcard approval. You can ask for increases every 7 months they are sp most of time. enjoy it have fun.

[Titans84]

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@mgood wrote:

Just wondering,  if it's under $5k, is it just a "Visa"? Or is it still a "Visa Signature"? And if it's not a Signature,  will it graduate to Siggy status if and when the CL reaches $5k+?

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Not exactly what you're asking but, I PC'd to a Cash+ that was under $5k. It was a Visa Signature. 

[LADave]

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@mgood wrote:

Just wondering,  if it's under $5k, is it just a "Visa"? Or is it still a "Visa Signature"? And if it's not a Signature,  will it graduate to Siggy status if and when the CL reaches $5k+?

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Congratulations on your approval!

I've been told by Wells Fargo that it's not a Signature unless the CL is at or above $5K. According to The Points Guy's article on Visa Signature benefits, banks are not required to give you those benefits if your CL is below $5K. But I have heard that some banks have been known to grant them.

Wells Fargo did tell me that I could move CL from a Signature card as long as it didn't go below 5K (and it was a card that started below $5K). I don't know about the policies of U.S. Bank or other banks.

[gingerflower]

Congratulations on your approval! 👍

[mgood]

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@LADave wrote:

I've been told by Wells Fargo that it's not a Signature unless the CL is at or above $5K. According to The Points Guy's article on Visa Signature benefits, banks are not required to give you those benefits if your CL is below $5K. But I have heard that some banks have been known to grant them.

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Yes, normally a card must be $5k or more to be a Visa Signature. If they won't approve you for a $5k limit, you get denied,  or in some cases you are offered a different card. But not all banks play by those rules.  I don't think I've ever heard of a Cash+ that is not a Siggy,  so I was wondering. 

[BreakingOldHabits1]

Congrats