Socks Plus Approval

mgood · ‎03-31-2023

Yeah, I was going to wait until July-August when I'd be 0/6, 1/12 before applying for this card. But . . .

I pulled the trigger on the US Bank Cash+ and got aproved with a small limit of $2k. My second lowest credit card limit currently, but I got approved. I even called to see if the limit could be reconsidered. Underwriter told me I'd have to call back Monday for them to look at the account and then it would be another HP. I said "thank you, but I'll just wait."

$18,000 Chase Sapphire Preferred Visa Signature 01/23

$17,000 Chase Freedom Flex World Elite Mastercard 05/21

$12,000 Chase Prime Rewards Visa Signature 05/23

$17,500 PenFed Power Cash Rewards Visa Signature 01/21

$15,000 PenFed Platinum Rewards Visa Signature 01/21

$17,400 Citi Custom Cash World Elite Mastercard 07/22

$9,900 Citi Rewards+ World Mastercard 11/24

$25,000 FNBO Evergreen Rewards Visa Signature 01/22

$22,000 Wells Fargo Autograph Visa Signature 10/21

$10,000 US Bank Cash+ Visa Signature 03/23

$7,000 US Bank Cash+ Visa Signature 12/23

$5,850 Capital One Savor World Elite Mastercard 11/15

$4,300 Capital One Cabela's World Mastercard 10/15

$9,000 American Express Blue Cash Preferred 04/24

$8,500 Imprint Eddie Bauer World Mastercard 11/24

EQ8 760, TU8 757, EX8 766 as of March 11

AZE11 - 6% Utl - New Cards: 2/6, 3/12, 7/24

CreditMagic7 · ‎03-31-2023

You can look at it this way, there's your IN. Congratulations on the US Bank Card Approval!

mgood · ‎03-31-2023

@CreditMagic7 wrote:
You can look at it this way, there's your IN. Congratulations on the US Bank Card Approval!

Thanks. And yes, exactly. I don't really need the padding for my aggregate and I'm not planning any big purchases with this card in the near future, so the small-ish limit isn't hurting me. I got in with a card I'd wanted for a while, having no previous relationship with US Bank.

EQ8 760, TU8 757, EX8 766 as of March 11

AZE11 - 6% Utl - New Cards: 2/6, 3/12, 7/24

cashorcharge · ‎03-31-2023

WooHoo!! Congratulations on your USBank Approval!!👏🏼🍾🥂

JoeRockhead · ‎03-31-2023

Even though the SL isn't what you wanted, at least you got the in you wanted, I'm sure you'll grow it, congratulations on your approval!

M_Smart007 · ‎03-31-2023

Congrats on your Approval.

Yes, US bank can be conservative at times on SCL's

CreditAggie · ‎03-31-2023

Congratulations on your US Bank Cash+ approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (January 2025):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

NoMoreDebt · ‎03-31-2023

congrats on the approval

AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX CHARLES SCHWAB INVESTOR CARD $25,000 CL/ AMEX MORGAN STANLEY BLUE CASH $5K CL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $5000 CL/AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $18,000 / FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ PAYPAL CREDIT LINE $1700/NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL

Traveler101 · ‎03-31-2023

Congratulations 🎊

nytokyobred79 · ‎03-31-2023

Congrats on your US Bank approval.

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $215,800 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $40.5K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $39.8K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K