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Something Special

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odjohnson3
Regular Contributor

Something Special

Ive been a Navy Federal Account holder for about 6 years now. 

I paid off a previous auto loan last year for 12k

I got a line of credit for 15k, originally started at $500. I now owe about 5k

Aproved for the flagship with an 8k starting limit that has been maxed out the majority of time Ive had it

I just got a new auto loan yesterday for 19k and the approval made me wanna apply for a new card to balance transfer the remaining debt I have, If I can get a limit high enough. 

 

So I took my shot.....ANNNNNNNND......BANG!!!!!!

 

25K LIMIT....MY HIGHEST LIMIT ON ANY CARD AT 10% APR

 

THEY PULLED MY TRANS UNION REPORT....SEPERATE FROM THE CAR LOAN INQUIRY WHICH WAS JUST 3 DAYS AGO "/

MY SCORE WAS ABOUT 693

 

IM SOOOOOOOO ECSTATIC RIGHT NOW....THIS FORUM HAS BEEN SOOOOOO HELPFUL AND IM SO VERY APPRECIATIVE OF ALL THE INFORMATION MEMBERS HAVE GIVEN ME.....IVE REALLY CAME A LONG WAY....

 

But I paid off a lot of my other credit cards bringing my utilization to about 39%

Message 1 of 17
16 REPLIES 16
AllZero
Mega Contributor

Re: Something Special

Congratulations on your approval!
Message 2 of 17
CreditCuriosity
Moderator Emeritus

Re: Something Special

Congrats on your new card and a very nice SL..

 

Now time to continue to pay down some of that balance so you aren't being eaten alive with interest payments!

Message 3 of 17
Credit4Growth
Senior Contributor

Re: Something Special

Nice!👌 

Congratulations on paying down debts and those precious approval!

🎊  Most importantly,  Congratulations on your new $25K approval!

 💪That is a really big 🐕  of a limit! - cheers!

Message 4 of 17
odjohnson3
Regular Contributor

Re: Something Special

Thanks Everyone

I really mean that

Message 5 of 17
SEAlifer
Established Contributor

Re: Something Special

congclap.gif

AU

Message 6 of 17
cashorcharge
Community Leader
Super Contributor

Re: Something Special

Great job!! That's terrific!  Congratulations on your approval!! 🎉🥂

Message 7 of 17
MyFault
Valued Contributor

Re: Something Special

Congrats on your approval!




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Message 8 of 17
CreditAggie
Community Leader
Super Contributor

Re: Something Special

Congratulations on your NFCU approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 9 of 17
Mr_Mojo_Risin
Senior Contributor

Re: Something Special

Another monster from Navy, we love to see it! 

Enjoy that amazing approval!

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 10 of 17
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