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Apple Card CLI Approval

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citanX
Established Member

Apple Card CLI Approval

I got my card about 100 days ago with SL of $4000. I put over $10K spend since then and was almost instantly approved a CLI of $3000 for  a total limit of $7000. I paid the balance due every month so no interest, but it was still reporting utilization since I did not pay off all the new spenditure. I did pay the card almost all off before I asked for the CLI.

 

Due to all the spend I was hoping for a little more but I am still happy with the increase. I will try to keep the spend high and hopefully get $10K in another 100 days. Although, I have just been noticing that it reports late to the bureaus so this card is not optimal for AZEO, however it is my best card by far for now and the one with the best chance for growing fast. My second best is Capital One Quicksilver and recently got a CLI of $300 so not confident it would grow fast.

 

My credit score for transunion is 750 if anyone is wondering.

Message 1 of 13
12 REPLIES 12
AllZero
Mega Contributor

Re: Apple Card CLI Approval

Congratulations on your CLI!
Message 2 of 13
Credit4Growth
Senior Contributor

Re: Apple Card CLI Approval

Congratulations on the CLI... that was a nice one! 👍 

Message 3 of 13
MyFault
Valued Contributor

Re: Apple Card CLI Approval

Congrats on your CLI!




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Message 4 of 13
Anonymous
Not applicable

Re: Apple Card CLI Approval


@citanX wrote:

I got my card about 100 days ago with SL of $4000. I put over $10K spend since then and was almost instantly approved a CLI of $3000 for  a total limit of $7000. I paid the balance due every month so no interest, but it was still reporting utilization since I did not pay off all the new spenditure. I did pay the card almost all off before I asked for the CLI.

 

Due to all the spend I was hoping for a little more but I am still happy with the increase. I will try to keep the spend high and hopefully get $10K in another 100 days. Although, I have just been noticing that it reports late to the bureaus so this card is not optimal for AZEO, however it is my best card by far for now and the one with the best chance for growing fast. My second best is Capital One Quicksilver and recently got a CLI of $300 so not confident it would grow fast.

 

My credit score for transunion is 750 if anyone is wondering.


Great job getting such high CLIs! Has me thinking if I can grow mine too, problem is my spend isn't high. Keep it up! 👍 

Message 5 of 13
M_Smart007
Legendary Contributor

Re: Apple Card CLI Approval

Congratulations on your Apple CLI ...

Message 6 of 13
CreditAggie
Community Leader
Super Contributor

Re: Apple Card CLI Approval

Congratulations on your Apple Card CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 7 of 13
mrcraft
Valued Contributor

Re: Apple Card CLI Approval

Congratulations on your CLI!!



Message 8 of 13
cashorcharge
Community Leader
Super Contributor

Re: Apple Card CLI Approval


@citanX wrote:

I got my card about 100 days ago with SL of $4000. I put over $10K spend since then and was almost instantly approved a CLI of $3000 for  a total limit of $7000. I paid the balance due every month so no interest, but it was still reporting utilization since I did not pay off all the new spenditure. I did pay the card almost all off before I asked for the CLI.

 

Due to all the spend I was hoping for a little more but I am still happy with the increase. I will try to keep the spend high and hopefully get $10K in another 100 days. Although, I have just been noticing that it reports late to the bureaus so this card is not optimal for AZEO, however it is my best card by far for now and the one with the best chance for growing fast. My second best is Capital One Quicksilver and recently got a CLI of $300 so not confident it would grow fast.

 

My credit score for transunion is 750 if anyone is wondering.


That's terrific!  Congratulations on your approval!! 🎉🥂

And YES....the Apple Card is not a good AZEO card...

 

Message 9 of 13
gdale6
Moderator Emeritus

Re: Apple Card CLI Approval

Nice bump up, grats on it Smiley Happy

Message 10 of 13
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