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Spree

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BallBounces
Valued Contributor

Spree

 

I am a rebuilder, current scores below.  I had been application free for 11 months and 15 days.

 

I had occasion to need a new auto loan, so I joined PenFed.  I applied for the auto loan, and decided, what the heck, might as well add a few new cards at the same time to add to my rebuilding efforts.  This will ding my INQs just a ittle, but will hit my AAoA quite a bit.   I don't have the exact service lines in front of me but I think they are close:

 

Last week:

PenFed Auto loan

PenFed CC      7500

Apple Card      5000

Verizon Card   5000

FordPass         9000

 

I have to admit ... I am dreading pulling next months scores!

050719:     
021924:     


FICO 08 scores listed and are stagnated until multiple derogatory items expire over the next two years.
Message 1 of 20
19 REPLIES 19
JoeLuvsHisCredit
Valued Contributor

Re: Spree

A CONGRATS.jpg

Message 2 of 20
mrcraft
Valued Contributor

Re: Spree

Congratulations on your approvals!!



Message 3 of 20
BallBounces
Valued Contributor

Re: Spree

I also SP asked for CLIs across all my prior existing products and all were succesful except three*.  Overall, I much more than doubled my available credit, and while I am paying toward 0, my current UTI (carrying, unfortunately)  should be around 5% now.

 

*I soon may trim a few cards.

050719:     
021924:     


FICO 08 scores listed and are stagnated until multiple derogatory items expire over the next two years.
Message 4 of 20
M_Smart007
Legendary Contributor

Re: Spree

Congratulations!

Message 5 of 20
AllZero
Mega Contributor

Re: Spree

Congratulations on your approvals and CLIs!

Message 6 of 20
cashorcharge
Community Leader
Super Contributor

Re: Spree

That's terrific!  Congratulations on your approvals!! 🎉🥂

Message 7 of 20
CreditAggie
Community Leader
Super Contributor

Re: Spree

Congratulations on your approvals!

 

ETA: congratulations on your CLIs!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (October 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 8 of 20
gdale6
Moderator Emeritus

Re: Spree

Pretty good run, grats on all of it Smiley Happy

Message 9 of 20
BAD_UP
Established Contributor

Re: Spree

Congrats con your Approvals🎉👍




Starting Score: 541
Nov 15 2020 score: EQ FICO8 635, TU8 636, EX8 644
Dec 15 2020 score: EQ FICO8 633, TU8 658, EX8 661
Jan 15 2021 Score EQ FICO8 698, TU8 689, EX8 706
Feb15 2021 Score EQ FICO8 704, TU8 702 , EX8 712 Goal Score: All Scores 760+,

In the garden since 1/28/21
Recently App. 1/3/21 & 1/23/21
What will you attempt to do if you knew could not Fail?
Message 10 of 20
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