State Farm Visa Approval

[jtw34240]

Efx 701, tu 739, exp 735 lots of inq too many.

[Erusidhion]

    I too applied for the very same card and got a 7-10 message and thought I was denied. I got a letter in the mail for idenitity verification. I mailed in everything last week so hopefully I'll hear something this week or see something pop up on my account screen. I currently have 4 vehicles insured through State Farm. So I do have a relationship with them already. I too have a lot of inquiries and borderline 700 scores. We'll see what happens next week! Congratulations to you.

[jtw34240]

Give them a call I bet you are already approved. I trim mine in to the agent to speed things up. Thanks. They told me it takes 3-5 days for their loss prevention department to review documents must be a standard process for them.

[jtw34240]

I'm seeing that 700 fico scores often get approvals for bank cards Amex blue I think takes a better score for approval 700 on efx got me a prime approval with discover. Only think that wasn't prime was the 21.74 goto rate I received but I did get the promo terms for first 14 months. The limit was good my second highest and it beat navy federal limit I currently have once lenders see you have a higher limit it works in your favor. Higher limits beget higher limits on approvals.

[Anonymous]

My app was also app $2,000 SL and same apr. What's your data points at time of app? I'm sitting 729 TU and 8 INQ after that app. 2 yr AAOA 

[fltireguy]

FYI. I was approved for $2k with 740ish TU and a ton of new accounts and inq.. I think it took around 2 weeks from when I apped until I got the card

[woodyman100]

Congrats!

Looks like things are loosening up a bit at SFB.

They used to be very conservative and inq sensitive

[Anonymous]

Definitely exciting. I was a little timid to apply, but it came through! Helps that they pulled TU.

[Anonymous]

FSB is still very conservative.  The cc is great if you have insurance with them as I did.  Otherwise, it is not.  I kept the card as my interest rate is 7.24%.

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