Browsed around here for a good store card pick up. Obviously something I'd need to use I let DW use the Wayfair and overstock cards for me! Appd for this little guy to help with those future car expenses only asked for 1k recieved $2.2k. Small limits compared to my Navy Fed $10k.
Fortunately I'm on the grind working to get to the goal 🥅 800 club... currently sitting at 665 just about across the board. This will definitely help while I pay down my one baddie (that same nfcu credit card (balance $8200/$10500) high utilisation..Throwing anywhere between 750-1500 a month at it.
Thanks for all the good posts on here. I just wanted to share a small win for me!
any advice or feedback is appreciated!!!
DP:
pulled TU. with Fico at 665
(2) 30 day lates last year in April. 99% payment history.
no collections
15 inquiries (7 due to fall off throughout 2020; 6 fall off in 2021; and 2 fall off in 2022).
Starting Score: 545
Congratulations on your approval!
@ThaDude wrote:... nfcu credit card (balance $8200/$10500) high utilisation ...
Nice approval -- Congrats! & thanks for the DPs. 
Also, if you haven't gotten a NFCU CLI in the last 6 months, you might want to ask. Don't let high utilization scare you -- it doesn't scare them! 
Yea thanks for that I actually got a small one right before the pandemic. Think they were just trying to help me jumpstart my credit card pay down. Still waiting on this secured navy to graduate. Didn't know it graduated until this January and I've had the card for 2 dang years lolol. That's all on me!! Just using that and a cap one quicksilver one I got to hopefully grow these a little Every bit helps. TCL is $14.4k now and the total balance is 8200. Thatll b a good score bump since total utilization will be about 56% and my NFCU Visa rewards will be at 78%. After another 1500 in the month of June I'll be at about 64% this time then! We making our way!!!!!
Congrats on your new SR card!
Congrats!
Congratulations! 