@techiegirl wrote:Ok..I know we're supposed to be gardening, but hubby got the itch and really wanted the Amex Costco card. He had a BK way back when (1980's) and had an Amex account discharged. I got an Amex card in my name in 1994, the year we were married. When I requested to add him as AU, we had lots of trouble, but they finally did give it to him.
He applied for the Amex Costco card this morning and it wasn't approved until tonight but with a $17K CL. We were both shocked. I guess he's not blacklisted anymore. I had him call Amex back and had them backdate his card. I figure the most they would do is backdate the card to 1994. They looked him up and said they would backdate him to 1985, his original Amex card that was cancelled with his BK.
He added me as AU to on this new card. Would I be backdated to 1985 too?
Back to the garden.......for real this time.
Congrats for DH!
Your AU would at best be backdated to the time you established your membership; AU's for Amex (ACM's technically) don't work like other lenders, you get your own tradeline which has plusses and minuses. I think you can likely get backdated to '94, but it'll take someone else to confirm that.
congrats to your DH 
and another for the backdating
