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Surprising CL with Credit One

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WavysMommy
Regular Contributor

Surprising CL with Credit One

For about 9 months, I've continued to get "you're approved for a new credit line" for the AMEX branded card  whenever I log in to my online account. This card was one of the first cards i got after BK discharge, so I use it minimally, pay off each month. I've had it now a 2.5 years, had one increase. Anyway, the popups were always for 1.5k and I was like(in my head)....give me a higher limit and MAYBE I'll bite. Well, 4 days ago, a message popped up on my dash saying 3k approval. Since it was no hit on my inquiries, I took the bait. 😂

 

This will mostly be for cushioning/padding, but I was surprised. 3k CL seems high for them. 

Message 1 of 17
16 REPLIES 16
NalekSok
Regular Contributor

Re: Surprising CL with Credit One

Congratulations on your CLI! 🎉






Message 2 of 17
gdale6
Moderator Emeritus

Re: Surprising CL with Credit One

Grats on your 3K Credit 1 approval Smiley Happy

Message 3 of 17
cashorcharge
Community Leader
Super Contributor

Re: Surprising CL with Credit One

Congratulations on your Approval!!🥂🎉🍾

Message 4 of 17
CreditAggie
Community Leader
Super Contributor

Re: Surprising CL with Credit One

Congratulations on your Credit One CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 5 of 17
CreditMagic7
Mega Contributor

Re: Surprising CL with Credit One

Congratulations on the Credit One CLI!

Message 6 of 17
Yasselife
Valued Contributor

Re: Surprising CL with Credit One

Congratulations 🤝


Gardening since: August 11, 2025
Message 7 of 17
KingRue8500
Senior Contributor

Re: Surprising CL with Credit One

Congrats on your Credit One CLI




Message 8 of 17
babygirl1256
Senior Contributor

Re: Surprising CL with Credit One

Congrats on your Credit One CLI.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 9 of 17
ChargedUp
Senior Contributor

Re: Surprising CL with Credit One

Congrats!

 

The highest limit I think I've seen around here with Credit One is $5K. It seems Credit One may be slowly attempting a move into Capital One territory.

Message 10 of 17
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