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Surprising Citibank AAdvantage Executive CLI

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AmericanSkin
Established Member

Surprising Citibank AAdvantage Executive CLI

Data points:

 

Card Approved - NOV21

CLI Approved - JUN21

Initial CL: $9900

Current CL: $15400

Current FICO 8: 712 EX/724 TU/718 EX (bankcard scores higher)

 

For all of the data indicating Citi's conservative approach and possible tightening of strings in the current economic circumstances, I'm surprised that they were able to instantly approve a $5500 CLI from the app.  I use this card very sparingly as the rewards structure isn't fantastic - 5k spend in 90 days to hit the sub, and now pretty much $100 or less on monthly subscriptions that are always paid in full prior to statement date.

Message 1 of 13
12 REPLIES 12
Elpadrino1
Valued Contributor

Re: Surprising Citibank AAdvantage Executive CLI

Congratulations on your CLI!!

Message 2 of 13
CreditAggie
Community Leader
Super Contributor

Re: Surprising Citibank AAdvantage Executive CLI

Congratulations on your Citi CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (July 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 3 of 13
Yasselife
Valued Contributor

Re: Surprising Citibank AAdvantage Executive CLI

Congrats on your cli 🤝


Message 4 of 13
gdale6
Moderator Emeritus

Re: Surprising Citibank AAdvantage Executive CLI

Nice move up, grats on getting it Smiley Happy

Message 5 of 13
NalekSok
Regular Contributor

Re: Surprising Citibank AAdvantage Executive CLI

Congratulations on your CLI! 🎉






Message 6 of 13
CreditMagic7
Mega Contributor

Re: Surprising Citibank AAdvantage Executive CLI

Congratulations on your Citi Card CLI!

Message 7 of 13
lovebackwards
Contributor

Re: Surprising Citibank AAdvantage Executive CLI

Congrats on your CLI!

Starting Score [FICO 9] - Nov 2020    Current FICO 8 Scores - 7/08/2022
                                   
Goal Scores

Credit Cards - Total: $10,750

Inquiries - 24 Months                                                   Most Recent Hard Pull
   
Goal Cards

Gardening since 05/04/2021 - Goal: 24 months
Message 8 of 13
KingRue8500
Senior Contributor

Re: Surprising Citibank AAdvantage Executive CLI

Congrats on your Citi AAdvantage Executive CLI




Message 9 of 13
practical1
Regular Contributor

Re: Surprising Citibank AAdvantage Executive CLI

@AmericanSkin 

Congrats!

 

Out of curiosity -- when you requested the CLI, did the app allow you to specify a particular amount or just ask for "an increase?"  If so, how much did you ask for?

 

Thanks.

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