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Synchrony Bank Premier Master Card- 2% Cash Back Updated

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AndySoCal
Senior Contributor

Synchrony Bank Premier Master Card- 2% Cash Back Updated

Recently I had upgraded my Double Cash card to Custom Cash.  I did not have a credit card to cover expenses that I would have put on Custom Cash  Double Cash and receive 2% instead of 1% as my other credit cards would give me.  A couple example expenses would be my internet security software renewal, copays for my new glasses.  So I applied today with instant approvel and recieved a preliminary starting credit limit of $10,000. I say premliminary limit the final credit limit might be lower per the fine print. The small little perk is the card has a Lyft benefit which is the rideshare company I use. I have one credit card with them now JC Penney with almost 14 years of payment history also my Lowes card before I closed it had 13 years. So it is  not like they have no idea of how I pay my bills from within their own data. I know they can do some strange things at times.  We will see what happens. I might have accidently poked the bear so to speak.

@UncleB 

 

Thank you for moving my post the credit card approvals.

Update: Synchrony pulled 2 bureaus Experian and Trans Union

 

Update #2

As I said before Synchrony can do some strange things and they did not let me down. This evening I get an a couple of alerts from Trans Union and Experian. The alert was a new account has been reported the new was my new Synchrony master card that applied for on last Tuesday. I pulled my credit report from annual credit report the alert was correct. Anyone else have this happen to them?

 

FIC Scores XPN v8 805 V2 831 (SDFCU) TUC V 8 800 07/25 EFX Bankcard v8 822 EFX FIC0 v8 807 Vantage score 4.0 817 via JC Penney
JC Penney 10/2008 4,700 US Bank Cash 08/2010 12,000 Citibank Custom Cash 5/2015 14,100, State Dept. FCU 06/2023 25,000 02/2024 Redstone FCU Signature VISA 10,000 08/23/2024 Commonwealth Credit Union 15000 07/25 Walmart One 5000 12/04/25
Banks and Credit Unions: Lafayette FCU Fortera FCU State Department FCU Redstone FCU Hughes FCU Commonwealth FCU Veridian Credit Union Utah Community Credit Union
My personal blacklist Axos Bank, Bank of America, Synchrony Bank Capital One TD Bank BMO Langley FCU Paypal
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10 REPLIES 10
CreditAggie
Community Leader
Super Contributor

Re: Synchrony Bank Premier Master Card- 2% Cash Back

Congratulations on your Synchrony approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (January 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

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gdale6
Moderator Emeritus

Re: Synchrony Bank Premier Master Card- 2% Cash Back

Grats on your SYnch MC approval Smiley Happy

Message 3 of 11
CreditMagic7
Mega Contributor

Re: Synchrony Bank Premier Master Card- 2% Cash Back

Congratulations on your Synchrony1.jpg Premier 2% Mastercard approval!

Message 4 of 11
CYBERSAM
Senior Contributor

Re: Synchrony Bank Premier Master Card- 2% Cash Back

Congrats on your Synchrony 2% Cash Back Card! 🤑👍







                
Message 5 of 11
cashorcharge
Community Leader
Super Contributor

Re: Synchrony Bank Premier Master Card- 2% Cash Back

That's terrific!!  Congratulations on your SYNC Approval!! 🎉🥂👏

Message 6 of 11
KingRue8500
Senior Contributor

Re: Synchrony Bank Premier Master Card- 2% Cash Back

Congrats on your Synchrony Premier World MC approval




Message 7 of 11
babygirl1256
Senior Contributor

Re: Synchrony Bank Premier Master Card- 2% Cash Back Updated

Congrats on your Synchrony Bank Premier Master Card approval.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 8 of 11
Aim_High
Super Contributor

Re: Synchrony Bank Premier Master Card- 2% Cash Back Updated

Congratulations on your Synchrony Premier Mastercard approval, @AndySoCalSmiley Very Happy

 

Garfield_You rock.jpg


Business Cards


Length of Credit > 42 years; Total Credit Limits > $957.6K
Top Lender TCL - Chase 165.9 - BofA 99.9 - CITI 98.5 - AMEX 95.1 - NFCU 80.0 - SYCH - 65.0
AoOA > 32 years (Jun 1993); AoYA (Oct 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 9 of 11
firefox100
Senior Contributor

Re: Synchrony Bank Premier Master Card- 2% Cash Back Updated

Congratulations enjoy it for the 2% cashback.

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