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Synchrony Bank success

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jim44
Established Contributor

Synchrony Bank success

My OS fell in love with a sectional at Ashley.I realize Synchrony looks at more than your score.. Utilization, Derogs, Income, etc.  I finally gave in and spent the last month watching my CS ( TU is 704) and reading about Syncrony on these forums. I admit I am hesitant to apply with them as I was denied twice about 9 months ago for a Sams Club Store Card. However I made the decision to bite the bullet and to buy at their Labor Day sale next week.

 

Last night my OS wanted to take another look at the sectional.  Our saleperson was there and showed us a couple of other sectionals in different colors, fabrics, etc. When we asked for prices, she just about pushed me into applying for credit even though she knew we were still deciding.  I agreed and was amazed to see that I was approved for $4K. Still havent purchased the sectional though but we are good to go when we decide.

 

Now it's into the garden again for a LONG time. Smiley Happy 

 

 

Message 1 of 14
13 REPLIES 13
Anonymous
Not applicable

Re: Synchrony Bank success

Congrats!

Message 2 of 14
alextercero
Super Contributor

Re: Synchrony Bank success

Congrats

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 3 of 14
SunriseEarth
Moderator Emeritus

Re: Synchrony Bank success

Congrats on Ashley Furniture approval!



Start: 619 (TU08, 9/2013) | Current: 798 (TU08, 3/12/26)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $41000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Citi Custom Cash MC $24600 | Synchrony Premier $24,200 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $21500 | Amazon VS $15000 | Target MC $14500 | Sephora VS $14400 | BMO Harris Cash Back MC $14000 | Rakuten AMEX $12500 | T-Mobile VS $12000 | AAA Travel Advantage VS $10000 | JCP MC $5500 | BR MC $9600 | Wayfair MC $9500 | Burlington $1500 ~~
Message 4 of 14
Anonymous
Not applicable

Re: Synchrony Bank success

Congrats on the approval!!! Enjoy your new sectional!!!Keep up the good work!!!
Message 5 of 14
tbque
Valued Contributor

Re: Synchrony Bank success

Awesome, Congrats!





Message 6 of 14
Anonymous
Not applicable

Re: Synchrony Bank success

Isn't it nice to go in the store and bam,$4,000 CL.  WTG!!!!👏🏼👏🏼👏🏼👏🏼👏🏼

Message 7 of 14
pizza1
Community Leader
Super Contributor

Re: Synchrony Bank success

congrats on that! Glad you got what you wanted!Smiley Happy
Message 8 of 14
jim44
Established Contributor

Re: Synchrony Bank success


@pizza1 wrote:
congrats on that! Glad you got what you wanted!Smiley Happy

Thanks to everyone for the congratulations.! I've read a lot of your posts pizza1, along with WA_TRC, ezdriver, Creditaddict, to name a few. Yours and many other opinions have been so appreciated in my rebuild journey.  I hope I can give to others what has been given to me on these forums!  Smiley Very Happy

Message 9 of 14
9CLINE
Valued Contributor

Re: Synchrony Bank success

Awesome Congrats to ya.......

Message 10 of 14
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