Synchrony CLI for Walmart and Amazon

[KSK1912]

I am so excited i don't even know where to start from.

Got my amazon and walmart card i guess end of jluy with $800 SCL for Amazon and only $150 SCL for Walmart.

Since then i have been trying to increase my limits on both as i use my amazon card heavily, from household items to business. Walmart did not get much use as the limit is very low.

This morning, i applied for Barclay's credit card and after an instant denial, caqlled recon line and got it approved for $1000 SCL after just a few simple questions with no sweat.

Thought i should give synchrony a shot again for the CLI i have been trying.

First tried Amazon thru chat and asked for $2K and got an instant approval. I could have asked for more but the rep gave me wrong information on counter offers. When i asked him if i dont get approved for what i ask for, if they may come with a counter offer, and he said no. So i asked for $2K and got an instant approval.

An hour later decided to give my walmart a try, thru chat and asked for $1K hoping to get maybe $500, and BOOM, instant approval for the $1K i asked for.

Went out to take care of a few things, but kept wondering if i left any money on the table with walmart, since my amazon went up to $2K.

Then i thought $800 to $2K is only 2.5x CLI vs $150 to $1K is almost 7 x CLI. So i thought i got the best i can for walmart, especially considering it has not even been 2 months i got it, andlet it go.

Came home an hour later and decided to give it another try thinking i am pushing it, especially on the same day.

This time tried walmart first, thru chat again, and asked for $2500 and guess what....? Instant approval for the full amount i asked for.

Then at this point there is no stopping me, jumped right back at amazon chat and asked for $5K and got approved for $3500

So today has been a great day so far,

Walmart CLI from $150 to $1000 to $2500 to $3500 same day, 3 chat requests

Amazon CLI from $800 to $2000 to $3500 same day, 2 chat requests.

What i think made this happen is 2 secured cards with $1000 limit was just increased to $2500 each and this alone caused my equifax fico to jump from right at 600 to 655 over night. My first statement with walmart was about $38, and the second month i only used it for $116 one time and paid it off.

My advise if you are considering a CLI with synchrony, now seems to be a good time, and shoot high and they will come bak with their best offer. So you don't leave any money on the table.

[Anonymous]

That's Great , Congrats!

[KSK1912]

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@Anonymous wrote:

That's Great , Congrats!

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Thanks, i am still thinking if i should go back to walmart again

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[Anonymous]

ask until they denied you , always a SP 

[KSK1912]

This has to be a dream

Another CLI from Walmart thru chat, same day!

Final status :

$150 -> $1000 -> $2500 -> $3500 same day thru chat.

Can't help but Love Synchrony Bank

and as a side note, i just got denied for CLI on my $250 Buckle card with comenity. i can't believe it.

[KSK1912]

Just did, and asked for $5K and got $3.5K with walmart. I feel embarassed asking, but you should see the grin on my face before the chat rep came back with the result, but i already saw it in my account summary

[Anonymous]

Wow! congrats again , Synchrony is the best , the only one who believes in me  , i will try soon with mayor cards. 

[Jerry45]

Awesome! Congrats

[KSK1912]

Definitely go with Barclays. Easier to get! and i consider it a real credit card will take an unsecured $1K SCL with them over a $2500 secured capital one anyday. With your score you can even do better, but i am very happy to have my first unsecured real credit card, that i do not have to go to a specific store to use

[KSK1912]

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@Jerry45 wrote:

Awesome! Congrats

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Thanks, to everyone,

this forum has helped me a lot. Since April 23rd, to be exact, the day i got my car loan, officially started working on my credit, i have been reading, from around 10 pm to sometimes till around 5/6am, and go to work with no sleep. It is just good to know that all those hours i spent is paying off, that's what makes me happier than anything else. So thanks to everyone who reads this for sharing your experience with others. It really does help a lot.