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I've had my PayPal 2% Cashback MC for 14 months, never CLI.
I've had PayPal Credit for 14 months, never a CLI.
Hit the luv button on both tonight.
PayPal MC - $2,500 to $7,000 (Asked for $7k) - I should have asked for $10k
PayPal Credit - $1,250 to $3,500 (Asked for $7k) - They countered with $3.5k
TU: 696
Always paid on time.
What baffles me is my total util is really high right now - 40%.
Util on PayPal MC at CLI was 38%.
Util on PayPal Credit at CLI was 63%.
After this, my total util is down from 40% to 31% ![]()
Update: After a glass of pinot noir, I went onto my CareCredit account and requested $15k - They countered with $12k 
Altogether, I just got a $10,350 CLI from Synchrony.
I'm tempted to go request more on my Amazon Prime card too, but I think I'm done poking the Synchrony bear for now. Don't want a blue envelope lol.
Congrats on your CLI's.
Got buzzed off of that pinot and requested 10k on my Amazon Prime card as well. They countered with $5k.
Tonight I just got an $11,350 combined CLI from Sync, fully online. It was a good night. I won't bother Sync for a while.
Total CLI:
PayPal 2% CB Mastercard: $4,500 CLI
PayPal Credit: $2,250 CLI
CareCredit: $3,600 CLI
Amazon: $1,000 CLI
Amazon, PayPal MC and PayPal Credit are all 14 months old. Heavy use. Never PIF, carried a balance for a year across all three. Sync likes that interest money
CareCredit is 18 months old. Max balance $750, always paid promo purchases before expiration.
TU: 696, no baddies, 40% utilization, 20 mo. AAoA, 2 INQs the last year.
Congrats! ...
@jayjayhawaii wrote:Got buzzed off of that pinot and requested 10k on my Amazon Prime card as well. They countered with $5k.
Tonight I just got an $11,350 combined CLI from Sync, fully online. It was a good night. I won't bother Sync for a while.
Total CLI:
PayPal 2% CB Mastercard: $4,500 CLI
PayPal Credit: $2,250 CLI
CareCredit: $3,600 CLI
Amazon: $1,000 CLI
Amazon, PayPal MC and PayPal Credit are all 14 months old. Heavy use. Never PIF, carried a balance for a year across all three. Sync likes that interest money
CareCredit is 18 months old. Max balance $750, always paid promo purchases before expiration.
TU: 696, no baddies, 40% utilization, 20 mo. AAoA, 2 INQs the last year.
Congrats on the buzz Amazon Prime CLI![]()
Congrats!
Synchrony can be very generous.
Use em, pay em, grow em!
DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!




































