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Synchrony LUV Button $10k in CLIs!! DPs

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jayjayhawaii
Regular Contributor

Synchrony LUV Button $10k in CLIs!! DPs

I've had my PayPal 2% Cashback MC for 14 months, never CLI.

I've had PayPal Credit for 14 months, never a CLI.

Hit the luv button on both tonight.

 

PayPal MC - $2,500 to $7,000 (Asked for $7k) - I should have asked for $10k

PayPal Credit - $1,250 to $3,500 (Asked for $7k) - They countered with $3.5k

 

TU: 696

Always paid on time.

What baffles me is my total util is really high right now - 40%.

Util on PayPal MC at CLI was 38%.

Util on PayPal Credit at CLI was 63%.

 

After this, my total util is down from 40% to 31% Smiley Very Happy

 

 

Update: After a glass of pinot noir, I went onto my CareCredit account and requested $15k - They countered with $12k Smiley Very Happy

 

Altogether, I just got a $10,350 CLI from Synchrony.

I'm tempted to go request more on my Amazon Prime card too, but I think I'm done poking the Synchrony bear for now. Don't want a blue envelope lol.


Current FICO8:


2017: $200 secured card | 2023: $200,000+ total credit line
Message 1 of 20
19 REPLIES 19
AllZero
Mega Contributor

Re: PayPal/Sync Luv Button FTW x2!!!!

Congratulations on your CLIs!
Message 2 of 20
Anonymous
Not applicable

Re: PayPal/Sync Luv Button FTW x2!!!!

Congrats on your CLI's.

Message 3 of 20
jayjayhawaii
Regular Contributor

Re: PayPal/Sync Luv Button FTW x2!!!!

Got buzzed off of that pinot and requested 10k on my Amazon Prime card as well. They countered with $5k.

 

Tonight I just got an $11,350 combined CLI from Sync, fully online. It was a good night. I won't bother Sync for a while.

 

Total CLI:

PayPal 2% CB Mastercard: $4,500 CLI

PayPal Credit: $2,250 CLI

CareCredit: $3,600 CLI

Amazon: $1,000 CLI

 

Amazon, PayPal MC and PayPal Credit are all 14 months old. Heavy use. Never PIF, carried a balance for a year across all three. Sync likes that interest money Smiley Happy CareCredit is 18 months old. Max balance $750, always paid promo purchases before expiration.

 

TU: 696, no baddies, 40% utilization, 20 mo. AAoA, 2 INQs the last year.


Current FICO8:


2017: $200 secured card | 2023: $200,000+ total credit line
Message 4 of 20
Anonymous
Not applicable

Re: Synchrony LUV Button $10k in CLIs!! DPs

Congratulations!
Message 5 of 20
M_Smart007
Legendary Contributor

Re: Synchrony LUV Button $10k in CLIs!! DPs

Congrats! ...

Message 6 of 20
M_Smart007
Legendary Contributor

Re: PayPal/Sync Luv Button FTW x2!!!!


@jayjayhawaii wrote:

Got buzzed off of that pinot and requested 10k on my Amazon Prime card as well. They countered with $5k.

 

Tonight I just got an $11,350 combined CLI from Sync, fully online. It was a good night. I won't bother Sync for a while.

 

Total CLI:

PayPal 2% CB Mastercard: $4,500 CLI

PayPal Credit: $2,250 CLI

CareCredit: $3,600 CLI

Amazon: $1,000 CLI

 

Amazon, PayPal MC and PayPal Credit are all 14 months old. Heavy use. Never PIF, carried a balance for a year across all three. Sync likes that interest money Smiley Happy CareCredit is 18 months old. Max balance $750, always paid promo purchases before expiration.

 

TU: 696, no baddies, 40% utilization, 20 mo. AAoA, 2 INQs the last year.


Congrats on the buzz Amazon Prime CLISmiley Very Happy

Message 7 of 20
AverageJoesCredit
Legendary Contributor

Re: Synchrony LUV Button $10k in CLIs!! DPs

Nice scoreSmiley Happy. Enjoy your tasty cuisineSmiley Wink
Message 8 of 20
Shooting-For-800
Senior Contributor

Re: Synchrony LUV Button $10k in CLIs!! DPs

Congrats!

Synchrony can be very generous.  

Use em, pay em, grow em!

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 9 of 20
gdale6
Moderator Emeritus

Re: Synchrony LUV Button $10k in CLIs!! DPs

Grats on all, and I would sit back and run with these for awhile before asking for more on them.
Message 10 of 20
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