Synchrony PP 2% MC CLI

Felony_Phil · ‎10-22-2018

5th statement just cut and I had zero'd the balance before the statement cut. I have attempted a CLI after the 3rd statement via online and calling the overseas CS number and got shot down both times but today I sought vengeance and I got it. $2k to $6k bump. I hear that you can go up to $8k if your TU score is below 740ish but I wasn't trying to swing for the fences. Without looking I know my scores across the board are 70X-71X.

Balance on card is currently $40.
Total reported % is 30.
I haven't put much spend thru this card because of the higher APR.

Just sharing my Synchrony PayPal 2% MC experience.

AverageJoesCredit · ‎10-22-2018

Congrats Phil

i wouldnt let the apr determine its usage especially as its a card that should be paid in full. Try using one with as $300 limit like mine lol. Nice usable limit now

Anonymous · ‎10-23-2018

Congrats on the nice CLI!

19eighty5 · ‎10-24-2018

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

AMEX Delta SkyMiles Reserve | $2,800 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $4,500 | May 2004

Citi CostCo Anywhere Visa | $4,780 | March 2020

Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

Felony_Phil · ‎10-24-2018

Thank you all... this really only allows me to do some upgrades to my lil Harley without killing my %. I look forward to more progress early next year.

xaximus · ‎10-24-2018

Congrats on your CLI! The DW just got this card as well and will most definitely be pushing some charges through it.

Scores - All bureaus 770 +
TCL - Est. $410K