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Synchrony.... What gives?

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bldmt
Regular Contributor

Synchrony.... What gives?

Brief history: 

 

No credit for 10+ years

05/13 BoA secured $1K   05/15 CLI to 3K

12/13 - Walmart $500       02/15 Auto CLI $200 to $700

03/14 - Slate $1.5K   Freedom $3.5K   05/15 Slate CLI to 3.5K

04/14 CU installment $9.7K

11/14 - Discover iT $1.9K   04/15 CLI to $5.9K  05/15 CLI to $9.9K

12/14 - Sam's Club $500  02/15 Auto CLI $500 to $1k

03/15 - Amex BCP $5K   05/15 3x CLI to $15K

03/15 Citi DP $1.5K

 

So, on 05/21 tried the Request Increase on Walmart no go. Went to Chat "let me review" 20 seconds later "sorry, letter in 7-10. Same day, tried the Request Increase on Sam's no go, didn't even try Chat.

 

Message 1 of 14
13 REPLIES 13
Anonymous
Not applicable

Re: Synchrony.... What gives?

Great CLI run ... grats!
Message 2 of 14
Anonymous
Not applicable

Re: Synchrony.... What gives?

Congrats on the CLIs...

Message 3 of 14
Anonymous
Not applicable

Re: Synchrony.... What gives?

Great! Looks like Discover loves you!

Message 4 of 14
securingourfuture
Established Contributor

Re: Synchrony.... What gives?


@bldmt wrote:

Brief history: 

 

No credit for 10+ years

05/13 BoA secured $1K   05/15 CLI to 3K

12/13 - Walmart $500       02/15 Auto CLI $200 to $700

03/14 - Slate $1.5K   Freedom $3.5K   05/15 Slate CLI to 3.5K

04/14 CU installment $9.7K

11/14 - Discover iT $1.9K   04/15 CLI to $5.9K  05/15 CLI to $9.9K

12/14 - Sam's Club $500  02/15 Auto CLI $500 to $1k

03/15 - Amex BCP $5K   05/15 3x CLI to $15K

03/15 Citi DP $1.5K

 

So, on 05/21 tried the Request Increase on Walmart no go. Went to Chat "let me review" 20 seconds later "sorry, letter in 7-10. Same day, tried the Request Increase on Sam's no go, didn't even try Chat.

 

You're making great progress! Have you tried the backdoor #? You can get like 10x CLI on there.

 

8/22/18: BK7 filed EXP 490 TU 430 EQ 429
11/28/18: BK7 discharged EXP 586 TU 578 EQ 527
06/08/21: EXP 656 TU 643 EQ 701
Message 5 of 14
Anonymous
Not applicable

Re: Synchrony.... What gives?

Congratulations on your other credit lines. I have not been very successful in getting a CLI on my walmart card either. I waited the 4 statements - did the chat and also submitted a request online.  I was also given the 7-10 days on the chat as well. From what I have read SYNCH is a funny beast - some get CLI before 4 statements, others get it at 4 statements, others have to wait 6 months and some have been given shot down time after time.  I am going to call the back door number on Tuesday. I would suggest maybe giving that a try.

Message 6 of 14
bldmt
Regular Contributor

Re: Synchrony.... What gives?

Thanks all.

 

Forgot to mention that I just closed on a house 05/21, scores ~680, and ~$2.5K across cards (WM and Sam's were at $0 when I tried the CLI's). Need some things for the house and was going to give them some of the business but, now the others will get it. With the low SL's the utilization gets killed.

Message 7 of 14
Anonymous
Not applicable

Re: Synchrony.... What gives?

Yea they rare , with amazon take me 4 months to get a increase $800 to $3,500 but walmart just 1 month with a $300 balance , $900 to $3,500. 

Message 8 of 14
Anonymous
Not applicable

Re: Synchrony.... What gives?

I can't get an increase on my Walmart or Amazon cards
Message 9 of 14
I-think-I-can
Valued Contributor

Re: Synchrony.... What gives?

Congrats on the increases! I have the same issue with my Walmart, Old Navy, and TJMaxx accounts.  Synchrony refuses to give me an increase but approved me for a Lowes card and gave me a 6k increase immediately.  Strangeness for sure!

Starting Scores 2/13/15: EQ 635 EX 674 TU 684 ////7/16/15 Scores: EQ 661 EX 669 TU 703 //// 2/15/16 Scores EQ 652 EX 647 TU 756 //// 3/24/16 Scores: EQ 661 EX 649 TU 773 //// EQ 670 EX 653 TU 768 (EQ And EX still tainted)
Goal Scores: 760 across the board
Message 10 of 14
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