After my TJX CLI increase yesterday along with the closing of my Bananna Republic ($500) store card, I vowed to be finish requesting anything from Synchrony. Then along came CreditMagic7 spreading his/her magic around. Well I got a dose of it. I was already at $99,500 with Synchrony and had heard previously that 100k is pretty much the exposure limit. My cards were as follows: ebates visa @20k, walmart mastercard @20k, paypal mastercard @20k, TJX mastercard @20k, BP Visa @10k, Old Navy Visa @10k and BP store card @2500. I called tonight (got the same agent from last night) to ask for a CLI (I know I know) on my Old Navy Visa 7k to 10k. Made sure I complimented the agent for helping me last night. She took my information and came back and said in order to approve your request you will have to reduce the limit on one of your other Synchrony cards. Here's where CreditMagic7 comes into the picture. He/she had closed one of their Synchrony accounts with the desire to get a better/higher limit card in the future. I had contemplated closing my BP store card at some point in the future to hopefully increase the Old Navy Visa to 10k. When the agent suggested reducing a limit on one of my cards, I immediately asked to close the BP store card and move the limit over to the Old Navy Visa. She said I would have to go through customer service to close the card. She gave me a reference number to call credit solutions back after I got finished with customer service. She then got customer service on the phone and explained that I wanted to close the BP store card and then she disconnected. Once customer service closed the account, I called credit solutions back hoping to get the same agent, but I didnt. The new agent with customer service took the reference number and went through the credit limit increase process again. I was worried, but she came back and said congrats your new limit on your Old Navy Visa is 10k. That was basically a reallocation in a round about way.
ebates visa $20,000
paypayl mastercard $20,000
walmart mastercard $20,000
TJX mastercard $20,000
BP visa $10,000
Old navy visa $10,000
It does appear, for me anyway, that Synchrony's limit is 100k and I'm loving every bit of it.
(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
Clearly all that it takes is just a little effort and...........................
@CM7
@Anonymous wrote:Cool, it's now a pleasing even number.
I don't know CAPTOOL. I think for that to be pleasing, I need an additional $2,450. 565,000 looks a lot better 
@Anonymous wrote:Cool, it's now a pleasing even number.
I could close my Dillards store card (2500) and end up with 560,050. Maybe find someone to reduce my credit by $50 and end up with $560,00. Now that's a pleasing number 
@12njoy wrote:
@Anonymous wrote:Cool, it's now a pleasing even number.
I don't know CAPTOOL. I think for that to be pleasing, I need an additional $2,450. 565,000 looks a lot better
$565K would still be annoying. $600K would be pleasing. Get to apping!
@Anonymous wrote:
@12njoy wrote:
@Anonymous wrote:Cool, it's now a pleasing even number.
I don't know CAPTOOL. I think for that to be pleasing, I need an additional $2,450. 565,000 looks a lot better
$565K would still be annoying. $600K would be pleasing. Get to apping!
Im going to try for this British Airways card as soon as one of my Chase apps falls off their system. Hopefully tonight at midnight or tomorrow. I think that'll be it for me for a while. Who am I kidding, I've said that at each milestone and look at me go.
@12njoy wrote:
@Anonymous wrote:
@12njoy wrote:
@Anonymous wrote:Cool, it's now a pleasing even number.
I don't know CAPTOOL. I think for that to be pleasing, I need an additional $2,450. 565,000 looks a lot better
$565K would still be annoying. $600K would be pleasing. Get to apping!
Im going to try for this British Airways card as soon as one of my Chase apps falls off their system. Hopefully tonight at midnight or tomorrow. I think that'll be it for me for a while. Who am I kidding, I've said that at each milestone and look at me go.
If you get approved, recon for a $37,450 limit.
@Anonymous wrote:
@12njoy wrote:
@Anonymous wrote:
@12njoy wrote:
@Anonymous wrote:Cool, it's now a pleasing even number.
I don't know CAPTOOL. I think for that to be pleasing, I need an additional $2,450. 565,000 looks a lot better
$565K would still be annoying. $600K would be pleasing. Get to apping!
Im going to try for this British Airways card as soon as one of my Chase apps falls off their system. Hopefully tonight at midnight or tomorrow. I think that'll be it for me for a while. Who am I kidding, I've said that at each milestone and look at me go.
If you get approved, recon for a $37,450 limit.
I wish I could get approved for $37,450. I'll be lucky to get in at 5k which is probably the minimum Signature limit for Chase.