I just want to say a HUGE thank you to everyone on this forum. Almost exactly a year ago I discovered this website and really started to tackle my credit. At the time my score was around 400 across all three bureaus. Now, my score is in the high 600s. I am still slowly working on paying off debt/collections, as I'm only in my mid/late-20s and about a year away from graduating with my docturate and making actual money (hah!).
The last few months I've been able to graduate from my Discover unsecured card, obtained at $25k limit at Navy, and NOW I WAS JUST APPROVED FOR CHASE UNLIMITED with a $5.4k limit! For some reason my Navy nRewards still hasn't graduated after having it since August 2020, but hopefully that will soon!
Thank you all so much! I couldn't have done any of this without y'alls help and infinite knowledge/wisdom!
Congratulations on your Chase approval!
What a great year you've had?!
Congrats on your success and big props on your upcoming doctorate!
First of all, congratulations on almost getting your PhD, that's epic.
Second of all, congrats on your cards!!!! I started a few months ago at 453 and now I'm at 640.
The only way we have to go from now is UP my friend
That's fantastic . . . congrats on your credit rebill as it's a huge improvement from a 400 credit score! Great job and yes, this forum is awesome!