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Mini App Spree - US Bank, UNFCU, Union Bank

tempelhof1
New Member

Mini App Spree - US Bank, UNFCU, Union Bank

My first app spree in over three years. I was at 2 new accounts (mortgage & car loan) in the past year at application time and no other inqs in the past year other than for the mortgage and car loan. BK7 from 2013 - I did burn US Bank in that. No other realtionship with them other than Elan Fidelity at 10K. Scores are 750-780 range FICO 9.

 

1) US Bank Cash+: this was the main card I wanted. Application submitted. 7-10 day message. Asked for Balanace Transfer and Authorized User after submitting. Called automated line once a day. Didn't approve until 1 week after application. I reiceved an email this morning 10K approval. 

2) UNFCU Azure: Applied for membership (the process was a mess - had to unfreeze chex, they pulled it twice, depts don't talk to each other and they don't reply to emails). Denied Azure. Need to be a member for 1 year. Sad about this, but will apply next year. I tried to call for recon and was put on hold then shut down same 1yr guideline. 

3) Union Bank Travel Rewards: I have a thing for oddball cards. Denied due to "unable to verify." Might recon this somehow. 

Message 1 of 7
6 REPLIES 6
babygirl1256
Valued Contributor

Re: Mini App Spree - US Bank, UNFCU, Union Bank

Congrats on your approved US Bank Cash card and awesome SL.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 2 of 7
CreditAggie
Senior Contributor

Re: Mini App Spree - US Bank, UNFCU, Union Bank

Congratulations on your US Bank Cash+ approval!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 3 of 7
Golf-and-Credit
Regular Contributor

Re: Mini App Spree - US Bank, UNFCU, Union Bank

Congrats on US Bank!!!!

Experian FICO 8: 800!!/2 inq’s 0/12, 2/24
Equifax FICO 8: 775/3 inq’s 1/12, 2/24
Transunion FICO 8: 772/2 inq’s 0/12, 2/24
Message 4 of 7
gdale6
Moderator

Re: Mini App Spree - US Bank, UNFCU, Union Bank

Grats on your US Bank approval Smiley Happy

Message 5 of 7
M_Smart007
Epic Contributor

Re: Mini App Spree - US Bank, UNFCU, Union Bank

Congratulations on your US Bank & UNFCU approvals!

Message 6 of 7
AllZero
Super Contributor

Re: Mini App Spree - US Bank, UNFCU, Union Bank

Congratulations on your approval!
Message 7 of 7
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