My first app spree in over three years. I was at 2 new accounts (mortgage & car loan) in the past year at application time and no other inqs in the past year other than for the mortgage and car loan. BK7 from 2013 - I did burn US Bank in that. No other realtionship with them other than Elan Fidelity at 10K. Scores are 750-780 range FICO 9.
1) US Bank Cash+: this was the main card I wanted. Application submitted. 7-10 day message. Asked for Balanace Transfer and Authorized User after submitting. Called automated line once a day. Didn't approve until 1 week after application. I reiceved an email this morning 10K approval.
2) UNFCU Azure: Applied for membership (the process was a mess - had to unfreeze chex, they pulled it twice, depts don't talk to each other and they don't reply to emails). Denied Azure. Need to be a member for 1 year. Sad about this, but will apply next year. I tried to call for recon and was put on hold then shut down same 1yr guideline.
3) Union Bank Travel Rewards: I have a thing for oddball cards. Denied due to "unable to verify." Might recon this somehow.
Congrats on your approved US Bank Cash card and awesome SL.
Congratulations on your US Bank Cash+ approval!
Congrats on US Bank!!!!