The DW apped and got a TJ Maxx Platinum Mastercard from Marshalls/Homegoods. Been using it on and off, ~$100 a month if that, some months, it hasn't even been half that. I saw that the 4th statement is cut now, figured I'd call in and see what could be done. DW started at $500 and apparently had an auto-CLI on the 3rd statement to $750. Her scores are all in the high 700's, well above mines. Oddly enough, she got a boost when added as an AU on mines. Her AAoA is relatively low at 1y8m. Called the backdoor number, asked for an ungodly amount for an increase (LOL, I shoot for the sky), countered with 10k, accepted it.
DP - 750-780 across the board, AAoA 1y8m.
500 > 750 > 10,000
WOW! What an impressive counter offer! Congratulations on the surprising CLI!
Lol, big grats to DW
I'm betting you asked for 100k
Gives me hope i can get my PP up from $300 to at least tree fiddy
I'm betting you asked for 100k
Gives me hope i can get my PP up from $300 to at least tree fiddy
WOW! Impressive ask and counter **takes notes** - congratulations!
@AverageJoesCredit wrote:
Lol, big grats to DW
I'm betting you asked for 100k
Lmao! How did you know? I actually did ask for 100k. The CSR on the phone actually laughed and said "are you sure?". I literally said "Well, I look at it this way, if I'm requesting an CLI, I might as well shoot for the stars then, either way, I'll get a counter which will tell me at that current time, that's what the max I can get."
Haha , you really do have the biggest FICO in the crediverse. I wanna be pimp like you haha
. I wanna be pimp like you haha
@AverageJoesCredit wrote:
Haha , you really do have the biggest FICO in the crediverse
Haha, no no. I bow down to AJC and the pimping CC skills
