Re: Target Approval- Low Score *Update* - Page 2 - myFICO® Forums - 5435473

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Congrats on your approval!

PenFed Gold CL $7,500

DCU Platinum Rewards $10,000

Paypal Cashback CL $12,000

ShopHQ CL $1,524

Dell Financial CL $7,000

Amazon Prime CL $10,000

Capital One Savor CL $5,000

Navy Federal Cash Rewards CL- $10,500

Merrick Bank CL- $1,700

BK 7 Discharged: 5/30/2018
Fico Scores after Discharge: Experian-552 TransUnion- 490 Equifax- 571

Message 11 of 15

My EQ score takes forever to update compared to TU & EX. My TU & EX are also higher than EQ. Yes I am going to do the same. Use a very small amount of my small limit & PIF. Buy pampers and pay it right back haha hopefully I can upgrade it to the mastercard as well. I was denied the Target card some years back. Never thought they would approve me... ever.

Message 12 of 15

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

AMEX Delta SkyMiles Reserve | $2,800 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $4,500 | May 2004

Citi CostCo Anywhere Visa | $4,780 | March 2020

Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

NFCU Flagship | $10,500 | August 2018

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

Message 13 of 15

Congrats!!!👍

One of my mini-goal cards(frequent shopper as well) once I’m in the mid-to-upper 6’s.

Enjoy!!😉

😊

Goal Score: 600(within a year)**MET MY GOAL** | Goal Score: 700**MET MY GOAL** | Goal score: 800
Take the myFICO Fitness Challenge

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I❤️NY

Message 14 of 15

I really would like a target card I'm just scared to wast an inquiry

Message 15 of 15