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Target Approval!

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hellohum
Valued Member
‎04-13-2022 04:03 PM
‎04-13-2022 04:03 PM

Target Approval!

I got approved for a Target Card with a $1.5k starting limit! I have applied and been denied with Target twice over the past several years so I'm so excited and feel good about that SL for a store card. 

I am definitely in the garden now for at least a year, possibly two as this past month was a bit of a spree but I'm very excited Smiley Happy 

 


TU: 702 EQ: 698 EX: 678
Apple $3000 / Citi Doublecash $3000 / Capital One QuicksilverOne $2350 / Nordstrom Visa $2200 / Discover It $2000 / Amazon Prime Visa $1500 // Macy’s $5300 / Saks $2500 / Target $1500 / Ulta $1500 / Kohls $1500 / Victoria’s Secret $1500 / Sephora $1000 / Meijer $900 / Walmart $600 / TJX $200
Message 1 of 22
21 REPLIES 21
PNWRambler
Frequent Contributor
‎04-13-2022 04:09 PM
‎04-13-2022 04:09 PM

Re: Target Approval!

Congrats on the new Target card!  

Message 2 of 22
SUPERSQUID
Valued Contributor
‎04-13-2022 05:01 PM
‎04-13-2022 05:01 PM

Re: Target Approval!

CONGRATS!!!!!

Message 3 of 22
NoMoreE46
Community Leader<br> Senior Contributor</br>
Community Leader
Senior Contributor
‎04-13-2022 05:12 PM
‎04-13-2022 05:12 PM

Re: Target Approval!

@hellohum wrote:

I got approved for a Target Card with a $1.5k starting limit! I have applied and been denied with Target twice over the past several years so I'm so excited and feel good about that SL for a store card. 

I am definitely in the garden now for at least a year, possibly two as this past month was a bit of a spree but I'm very excited Smiley Happy

Congratulations. $1500 is a very good SL on the Target Redcard.

 

Message 4 of 22
Mdowning30
Established Contributor
‎04-13-2022 05:14 PM
‎04-13-2022 05:14 PM

Re: Target Approval!

Way too many store cards that might get you in necessary debt

Chase Freedom Unlimited : $2000 | Discover It Chrome : $2700 | AmEx CS Investor : $6000 | Chase Sapphire Preferred : $2000 | Chase Amazon Prime : $600 | AmEx Hilton Surpass : $1000 | AmEx Business Plus : $2000 | AmEx Platinum CS : POT $2800 | Tower Federal CU : $15,000 | Lowes Commercial Account : $1,000 | WF Bilt Mastercard : $4,000 | Shell Fleet Plus : $1,000 | Truist Future Card : $6000 | USBank Smartly Card : $500 |
Starting Score: 512
Current Score: 700
Goal Score: 700+
Take the myFICO Fitness Challenge
Message 5 of 22
hellohum
Valued Member
‎04-13-2022 05:27 PM
‎04-13-2022 05:27 PM

Re: Target Approval!

@Mdowning30 wrote:

Way too many store cards that might get you in necessary debt

I do have too many cards for most people but the majority are several years old. My utilization is around 20% but would be lower if I only counted my retail cards. I think I'm doing okay 😊


TU: 702 EQ: 698 EX: 678
Apple $3000 / Citi Doublecash $3000 / Capital One QuicksilverOne $2350 / Nordstrom Visa $2200 / Discover It $2000 / Amazon Prime Visa $1500 // Macy’s $5300 / Saks $2500 / Target $1500 / Ulta $1500 / Kohls $1500 / Victoria’s Secret $1500 / Sephora $1000 / Meijer $900 / Walmart $600 / TJX $200
Message 6 of 22
babygirl1256
Senior Contributor
‎04-13-2022 07:15 PM
‎04-13-2022 07:15 PM

Re: Target Approval!

Congrats on your Target card approval.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 7 of 22
Elpadrino1
Valued Contributor
‎04-13-2022 07:56 PM
‎04-13-2022 07:56 PM

Re: Target Approval!

Congratulations on your approval!!

Message 8 of 22
coreyb80
Super Contributor
‎04-14-2022 09:23 AM
‎04-14-2022 09:23 AM

Re: Target Approval!

Congrats on the approval!

Message 9 of 22
lovebackwards
Contributor
‎04-14-2022 10:17 AM
‎04-14-2022 10:17 AM

Re: Target Approval!

@hellohum wrote:

I got approved for a Target Card with a $1.5k starting limit! I have applied and been denied with Target twice over the past several years so I'm so excited and feel good about that SL for a store card. 

I am definitely in the garden now for at least a year, possibly two as this past month was a bit of a spree but I'm very excited Smiley Happy 

 

Congrats!

Starting Score [FICO 9] - Nov 2020    Current FICO 8 Scores - 7/08/2022
                                   
Goal Scores

Credit Cards - Total: $10,750

Inquiries - 24 Months                                                   Most Recent Hard Pull
   
Goal Cards

Gardening since 05/04/2021 - Goal: 24 months
Message 10 of 22
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