Target Approval!

[CYBERSAM]

Congrats on your Target Approval! 🤑👍

[SDMarik]

Congrats on the Target Approval! Good luck in the garden!

[CreditAggie]

Congratulations on your Target approval!

[gdale6]

Nice, grats on the target approval

[cashorcharge]

That's terrific!!  Congratulations on your Target Approval!! 🎉🥂👏

[NoMoreE46]

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@Mdowning30 wrote:

Way too many store cards that might get you in necessary debt

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@Mdowning30 ,

I don't understand the logic of your statement above.  Would you help me better understand?

[Mdowning30]

You have many low limit store cards that are taking up valuable space in your card portfolio, if you ever plan on getting a Chase card it looks like you're over 5/24. If that matters at all, most of us would say it's better to have bank/credit union cards than a bunch of store cards.

[NoMoreE46]

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@Mdowning30 wrote:

You have many low limit store cards that are taking up valuable space in your card portfolio, if you ever plan on getting a Chase card it looks like you're over 5/24. If that matters at all, most of us would say it's better to have bank/credit union cards than a bunch of store cards.

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@Mdowning30 ,

Yea, If @hellohum is planning on a  Chase card, then said user will find out if Chase's infamous  5/24 applies.  Note: there have been many posts of Chase approvals with >5/24....

It seems like your chiding the OP for having "too many" store cards which he/she may actually have  (or had) a need for...

[CreditMagic7]

Congratulations on your Target RedCard Approval!

[hellohum]

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@Mdowning30 wrote:

You have many low limit store cards that are taking up valuable space in your card portfolio, if you ever plan on getting a Chase card it looks like you're over 5/24. If that matters at all, most of us would say it's better to have bank/credit union cards than a bunch of store cards.

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I have a Chase card and don't plan to get another. I'm aware of the 5/24. It seems like everyone here has different credit cards that work for them. I'm handling mine well, working toward cli and certainly don't see a $1.5k Target approval as a low limit card taking up space.

I don't need the unsolicited advice when I'm obviously proud of and happy with the decision I just made. Thanks.