Target CLI after 3 years

iph2911 · ‎09-13-2026

I opened a Target store card in 2023 and despite regular usage & PIF, I've never received a CLI until now. I hope you're sitting down when reading this. I received a $100 increase. LOL!

NoMoreE46 · ‎09-13-2026

Congrats on that CLI @iph2911. There is also another recent post about a CLI from Target.

@iph2911 wrote:
I opened a Target store card in 2023 and despite regular usage & PIF, I've never received a CLI until now. I hope you're sitting down when reading this. I received a $100 increase. LOL!

jupiterjet · ‎09-13-2026

nice! mines still stuck at 2200 and can't be transitioned to a general credit card that can be used anywhere

DeeBee78 · ‎09-14-2026

Congrats! I have been at $500 for TWENTY TWO years. It was my first credit card, opened in 2004.

coreyb80 · ‎09-15-2026

@DeeBee78 wrote:
Congrats! I have been at $500 for TWENTY TWO years. It was my first credit card, opened in 2004.

Wow!!

cashorcharge · ‎09-17-2026

Congratulations on your Approval!!👏🏼🍾🥂

Total_Synergy · ‎09-20-2026

Congrats @iph2911 on the CLI! There's hope for the rest of us...

Personal TCL ~$400k [Goals Met: 1+ Card with each of the Top 10+ (US) Issuers; $0 AFs; Recurring 0% BT Offers; Team Cashback]:

Business TCL ~$100k [Goals Met: 1+ Card on Amex/MC/Visa networks; 1+ Card with 0% Foreign Transaction Fees; $0 AFs; Team Cashback]:

RIP:

* Began in 1984 w/ Amex Gold Personal + Diners Club Corporate in 1990s. Just these 2 for years. Very little FICO knowledge until CARD Act (2010).
* Note: I have history w/ many lenders; so not always 'internally new to them' even though CRAs show 'new' AAoA. I don't track my Business CRAs.
* Acknowledgements: @Aim_High for 'HTML/Signature inspiration' and ALL myFICOers for helping me to optimize a well-earning card portfolio!!