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congrats




I opened my Target account in May and they gave me a $300 limit. Yesterday in the mail I got a letter from them saying they'd increased my credit limit to $800. I had heard they didn't give limit increases, so I'm very happy~!!! I pay my card off, if not every month, every other month so maybe that had something to do with it.
I opened mine several years ago and got an increase from $500 to $800 about a year and a half ago, but nothing since. It's killing my "average credit limit" stats, but I like the 5% off purchases at Target, where we do like to shop. After reading everyone else's stories, they seem to cap @ $800 or so on old cards, and only open new ones @ $1,000 or so. I think they're trying to give just enough CL to get people to shop in their stores?
Pigeye
@Tomgon1981 wrote:got my target card back in February a measly $300 everything I've read is that you can never get a CLI from target I logged in this morning to make a payment on my account to be surprised they gave me a $500 increase now my limit is $800 that's kinda nice
Congrats on CLI!
Congrats!
I JUST got approved for a Target Red Card a few days ago...after NEVER being able to get one. They truly hated me for so long - I kept reading about how "easy" it is to get one, and I could never make it happen. I just decided to go for it, and I sat there waiting for the the "7-10 day" message, and instead it was a $500 approval - I was thinking if they approved me, it would be for $200, so I was surprised twice. I did pay off 5 cards, which decreased my utilization quite a bit. Perhaps that had something to do with it.
@Pigeyex wrote:@I opened mine several years ago and got an increase from $500 to $800 about a year and a half ago, but nothing since. It's killing my "average credit limit" stats, but I like the 5% off purchases at Target, where we do like to shop. After reading everyone else's stories, they seem to cap @ $800 or so on old cards, and only open new ones @ $1,000 or so. I think they're trying to give just enough CL to get people to shop in their stores?
Pigeye
This was bugging me, so I contacted them and asked about the measly CL, and if they would consider an increase without a hard-pull. They said they did have an internal review process, that it would NOT be a HP, and would I like them to submit? and I said yes.
Took about a week and a half, but today when I logged on they had increased my CL from $800 to $1,300. I'll take it!
)
Pigeye
Congrats! I recently called in to see what they would do about my $200 limit and finally got CLI'd to $400! better than nothing after 8 years I guess.