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Target CLI

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Sbrav77
Contributor

Re: Target CLI

I had just gotten my last CLI prior to this one  from $2400 to $2900.00 the end of March, this year.

Message 11 of 30
babygirl1256
Senior Contributor

Re: Target CLI

Congrats on your Target auto-CLI.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 12 of 30
mfinsmi1
Established Contributor

Re: Target CLI

@SUPERSQUID this just made my day hahahaha 😂😂😂
Personal Cards (Over $100k):

Business Cards:

Rebuilding Starting Scores - December 2021

FICO SCORE 8/9 - Current 1/6/23

Stats: : 3/6; 8/12; 17/24 --- AAoA 3 YRS, 8 MO --- INQ: EX-6/TU-7/EQ-2
Message 13 of 30
disdreamin
Valued Contributor

Re: Target CLI


@NoMoreE46 wrote:

Congrats on the huge increase.

Once your CL reaches $4,000, typically- the Redcard get the MC upgrade.

As noted, a letter should be notifying you of the increase and MC conversion.


Just to offer an alternate viewpoint, my CL was increased to $4600 some time ago and I have yet to receive an upgrade to a MC. I'm sure that for many that threshold triggers a conversion, but it's definitely not a guarantee.

Message 14 of 30
CreditAggie
Community Leader
Super Contributor

Re: Target CLI

Congratulations on your Target CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (December 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 15 of 30
KingRue8500
Senior Contributor

Re: Target CLI

Congrats on your Target CLI




Message 16 of 30
NoMoreE46
Community Leader
Senior Contributor

Re: Target CLI


@Sbrav77 wrote:

I had just gotten my last CLI prior to this one  from $2400 to $2900.00 the end of March, this year.


TD Bank was doing CLIs every six months prior to Covid for while.  It was like clockwork for me.  Is it coincidental that they like certain profiles exactly Quarterly now? 

 

 

 

Message 17 of 30
NoMoreE46
Community Leader
Senior Contributor

Re: Target CLI


@disdreamin wrote:

@NoMoreE46 wrote:

Congrats on the huge increase.

Once your CL reaches $4,000, typically- the Redcard get the MC upgrade.

As noted, a letter should be notifying you of the increase and MC conversion.


Just to offer an alternate viewpoint, my CL was increased to $4600 some time ago and I have yet to receive an upgrade to a MC. I'm sure that for many that threshold triggers a conversion, but it's definitely not a guarantee.


Bummer and thanks for letting the community know @disdreamin.  How long ago was the last CLI that put you over $4000?

 

Message 18 of 30
cashorcharge
Community Leader
Super Contributor

Re: Target CLI

WooHoo!! Congratulations on your Target Approval!!👏🏼🍾🥂

Message 19 of 30
disdreamin
Valued Contributor

Re: Target CLI


@NoMoreE46 wrote:


Bummer and thanks for letting the community know @disdreamin.  How long ago was the last CLI that put you over $4000?


It's been a while, like late 2019 I think? I don't update income or anything with them any more, the Redcard works just fine for what I need it to do. It's just funny how for some there is a magical threshold but for others there isn't.

Message 20 of 30
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