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Target First CLI

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Anonymous
Not applicable

Target First CLI

I woke up this morning to my 4th statement cutting and I was met with a $500 CLI ($300 -> $800). For every statement before this, I paid the balance down before statement cut to about $15 and I PIF before due date on each statement. This month, I PIF before the statement cut, so the statement reported $0 but I still got the CLI. I'm pretty excited for the CLI as it's my first auto CLI on any of my cards!

Message 1 of 7
6 REPLIES 6
KSK1912
Valued Contributor

Re: Target First CLI


@Anonymous wrote:

I woke up this morning to my 4th statement cutting and I was met with a $500 CLI ($300 -> $800). For every statement before this, I paid the balance down before statement cut to about $15 and I PIF before due date on each statement. This month, I PIF before the statement cut, so the statement reported $0 but I still got the CLI. I'm pretty excited for the CLI as it's my first auto CLI on any of my cards!


Congrats. Target likes to see some balance posting. Mine went $300-$800-$1300 then to $4K with upgrade to MC. Good luck in future cli's.


6/14/15: Equifax 576 Experian 542 Transunion 571
8/17/15: Equifax 626 Experian 619 Transunion 622
9/28/15: Equifax 655 Experian 636 Transunion 641
11/11/15: Equifax 698 Experian 687 Transunion 672
Short Term Goal Score: 720 Across the board


Take the myFICO Fitness Challenge


Are you free Tuesday..?
Message 2 of 7
wmweeza
Established Contributor

Re: Target First CLI

I just got a CLI today too, mine was for $400 so I'm now at $1400. Congrats!


Last App 10/14. FICO's: AMEX Ex 846, BarclayTU08 815.FAKOs:CreditKarma 775,CS score 771.BofA 5400,Target $5000,Barnes $8500,Amex $22k
Message 3 of 7
surferchris
Valued Contributor

Re: Target First CLI

Cograts!

Current Cards:
AmEx Hilton Honors Surpass//AmEx Platinum Card//Ann Taylor Rewards Mastercard//Capital One Platinum Card//Credit One AmEx//Credit One Platinum VISA//Fingerhut//Navy More Rewards AmEx//TruWest Platinum VISA//Aspire VISA//Costco Anywhere VISA//Lowes Advantage//Apple Card
Loans:
1 Mortgage/////Navy FCU Auto Loan (2020 Jaguar I-Pace)//Capital One Auto (2016 BMW i3)
Next Cards (4th QTR 2022):
Navy Flagship Rewards VISA//Chase Sapphire Preferred
Stats:
Scores: 700's // Inq's: 1 for mortgage // Util: 1% // AoOA: 21 yrs

Message 4 of 7
Creditbuilder36
Frequent Contributor

Re: Target First CLI

Congrats I'm currently at 800 can't wait to see what the next amount will be ~~> 😊
Message 5 of 7
KSK1912
Valued Contributor

Re: Target First CLI


@Creditbuilder36 wrote:
Congrats I'm currently at 800 can't wait to see what the next amount will be ~~> 😊

If you started at $300 like most others, it will probably be to $1300 3 statements after your last cli. Keep in mind that Target seems to like balance reporting. Most people have more success having cli's after they start letting a balance report on their statement, including myself.


6/14/15: Equifax 576 Experian 542 Transunion 571
8/17/15: Equifax 626 Experian 619 Transunion 622
9/28/15: Equifax 655 Experian 636 Transunion 641
11/11/15: Equifax 698 Experian 687 Transunion 672
Short Term Goal Score: 720 Across the board


Take the myFICO Fitness Challenge


Are you free Tuesday..?
Message 6 of 7
Anonymous
Not applicable

Re: Target First CLI

Congrats!! I also received an auto CLI today Smiley Happy 

Message 7 of 7
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