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Target MC approval on a whim

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KingRue8500
Senior Contributor

Re: Target MC approval on a whim

Congrats on your Target MC approval




Message 11 of 19
AverageJoesCredit
Legendary Contributor

Re: Target MC approval on a whim


@ReturnOfTheCredi wrote:

Sooooo.....needed to make a larger purchase ($200+) at Target today and discovered that my RedCard debit card had been deactivated (unbeknownst to me) back in 2021 for two years without use. So I decided to app the credit card version to complete the purchase and take advantage of both the 5% discount and their current $40.00 off coupon for new account opening.

 

My credit is great these days, but wasn't really sure what to expect since I just app'd a Yard Card to take advantage of their 0% for 60 month financing on an $11,500 lawn mower (also issued by TD Bank like the Target cards). To my surprise, they issued a SL of $3,500 on the MC version of the card right off the bat. Based on a little perusing of the interwebs, this appears to be a very good approval versus the average. Might try to make more use of Target for groceries. Not sure it beats out a number of my other cards like the Sapphire Preferred, Savor, Propel, etc. for gas or dining, but it's definitely got a niche. Anyone else found any uses for it that maximize the returns?


This card will.never breach those other cards in terms of limits. I'm pretty surprised they actually give a MC right off the bat. You just jumped the front of line not only by getting a MC  but also a really good slSmiley Happy

 

Can never compliment enough your usernameSmiley Wink

Message 12 of 19
ReturnOfTheCredi
Regular Contributor

Re: Target MC approval on a whim

Haha! Thanks, man!  The one time in my

life I find a stroke of creative genius......the moment I'm trying to make a username for the FICO Forums! 🤣🤣🤣



Message 13 of 19
PapaTunde
Established Contributor

Re: Target MC approval on a whim

Congrats on your new Target card !

All Fico9 835+ or there abouts

These violent delights have violent ends
Message 14 of 19
Guyatthebeach
Valued Contributor

Re: Target MC approval on a whim

ReturnOfTheCredi,

 

Congratulations on your Target Mastercard approval! You're the right person if memory is correct on this forum to get approved for the MC version off the bat.

 

I guess it's safe to say the Force was on your side! BTW, I love your username.

 

Guyatthebeach

Message 15 of 19
AverageJoesCredit
Legendary Contributor

Re: Target MC approval on a whim


@ReturnOfTheCredi wrote:

Haha! Thanks, man!  The one time in my

life I find a stroke of creative genius......the moment I'm trying to make a username for the FICO Forums! 🤣🤣🤣


😃 yeah definitely one of the best ever I've read here and utilizing credit tooSmiley Wink. I'm glad I went with Average Joe because it fits me well, just an average dude, plus who doesn't love Dodge Ball?Smiley Wink. Plus in short AJC Lol .  Enjoy your approvalSmiley Happy

 

 

Ps you gotta 👍 that dude above this post @Guyatthebeach  , he's just that GUYSmiley Wink. 🌊 ⛱️ 

Message 16 of 19
CloudyWeather1331
Regular Contributor

Re: Target MC approval on a whim

Congrats on the Target Approval!

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Message 17 of 19
Danmae777
Regular Contributor

Re: Target MC approval on a whim

Congratulations on your new approval 

starting fico 8 score 04/2021-EX-618
current fico 8 score 04/2022 -EX 657
Message 18 of 19
CYBERSAM
Senior Contributor

Re: Target MC approval on a whim

Congrats on your Target MC approval 🤑👍







                
Message 19 of 19
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