Target Mastercard Approval -- $8,000!!!

[credit_is_crack]

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@WasteMgmt wrote:

Congrats! You have one impressive credit profile. 

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Thanks @WasteMgmt -- it took years to pull it together, but nothing is impossible 

[credit_is_crack]

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@cashorcharge wrote:

Welcome back to Approvals @credit_is_crack !!!

WooHoo!! Congratulations on your Target MC Approval!!👏🏼🍾🥂

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Thanks @cashorcharge and good to hear from you!! Here's a throwback lol 

Screen Shot 2022-10-30 at 8.48.35 PM.png

[DaisyAdair]

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@SouthJamaica wrote:

Congratulations on the approval and outstanding starting limit, and thanks for sharing the step by step details.

It clears up a question I had in my mind about the new procedure. 

It's now clear that you might get the Mastercard version right out of the box, but you cannot limit your application to it.  This is like many other cobrand offerings, where one's application cannot be restricted to the store version or to the general bank card version; the lender decides which one to give you. So in that sense it is not exactly accurate to say that one can apply directly for the Mastercard.

Great that you gave us the blow by blow.

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@SouthJamaica That's actually incorrect. My experience provided the opportunity to apply for either. 

Congrats to the OP!  I like an automatic 5% discount! 

[SouthJamaica]

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@DaisyAdair wrote:

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@SouthJamaica wrote:

Congratulations on the approval and outstanding starting limit, and thanks for sharing the step by step details.

It clears up a question I had in my mind about the new procedure. 

It's now clear that you might get the Mastercard version right out of the box, but you cannot limit your application to it.  This is like many other cobrand offerings, where one's application cannot be restricted to the store version or to the general bank card version; the lender decides which one to give you. So in that sense it is not exactly accurate to say that one can apply directly for the Mastercard.

Great that you gave us the blow by blow.

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@SouthJamaica That's actually incorrect. My experience provided the opportunity to apply for either. 

Congrats to the OP!  I like an automatic 5% discount! 

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Wow. So your experience was different than OP's!

[coreyb80]

Congrats on the nice approval!

[credit_is_crack]

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@coreyb80 wrote:

Congrats on the nice approval!

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Thanks @coreyb80!

[credit_is_crack]

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@SouthJamaica wrote:

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@DaisyAdair wrote:

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@SouthJamaica wrote:

Congratulations on the approval and outstanding starting limit, and thanks for sharing the step by step details.

It clears up a question I had in my mind about the new procedure. 

It's now clear that you might get the Mastercard version right out of the box, but you cannot limit your application to it.  This is like many other cobrand offerings, where one's application cannot be restricted to the store version or to the general bank card version; the lender decides which one to give you. So in that sense it is not exactly accurate to say that one can apply directly for the Mastercard.

Great that you gave us the blow by blow.

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@SouthJamaica That's actually incorrect. My experience provided the opportunity to apply for either. 

Congrats to the OP!  I like an automatic 5% discount! 

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Wow. So your experience was different than OP's!

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I'm thinking there are two things brewing

1. New applicants are being considered for both the MC and Store card in the app process (what i experienced) 
2. Select target users (they have a target "profile") are being offered the card via their portal (and I'm assuming TD Bank already had access to basic info via the portal enabling them to offer the card - your choice), what @DaisyAdair experienced

I remember when I applied for the BestBuy card it went thru the regular app and once approved it asked me to choose the one i wanted, Store or Visa

[KLEXH25]

CONGRATULATIONS!! I've been hoping this would happen sometime. I have the store debit card, but would prefer a CC version (just not the store card). I'll be adding this one to my list...

[credit_is_crack]

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@KLEXH25 wrote:

CONGRATULATIONS!! I've been hoping this would happen sometime. I have the store debit card, but would prefer a CC version (just not the store card). I'll be adding this one to my list...

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Sending positive vibes your way @KLEXH25! 

[Danmae777]

Congratulations on your new approval