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Target RedCard cli

StartingOver2018
Frequent Contributor

Target RedCard cli

Approved for a Target RedCard in April 2019 for $500.

Increased to $800 five months later.

Increased to $1900 six months later (this week). 

 

Have not used it much other than during Christmas last December and have been paying it down since until this month when it was pif. Then I used it Monday to buy groceries for the 5% off and $10 gift card offer.

 

So, no fancy updating income or paying in full in order to supposedly trigger a cli. 

 

BK CH7--Filed September 25, 2018--D/C Jan.4, 2019
{FICO8 Feb.12, 2019--TU 580--EX 600--EQ 626}

Credit One Visa CLOSED by me May 2020!! :-)($500 now $700) Nov. 2018
SelfLender (2 year) Nov. 2018
Capital One Platinum MC ($2000 now $2500) Jan. 2019
Target RedCard ($500 at 4 months $800 six months later $1900) April 2019
Venus Comenity ($500 now $1500) May 2019 no HP
Ann Taylor Loft MC ($1000) June 2020 no HP
Overstock ($350 now $2350) June 2020 no HP


FICO 8 SCORES: 06-04-2020633 TU656 EX652 EQ
Message 1 of 17
16 REPLIES 16
M_Smart007
Epic Contributor

Re: Target RedCard cli

Congratulations!

Message 2 of 17
Mr_Mojo_Risin
Valued Contributor

Re: Target RedCard cli

Great CLI!! Congrats!

NFCU More Rewards 24K CL
AODFCU Visa Signature 5K CL
NFCU Cash Rewards 4K CL
Discover IT 1.5K CL
Cap1 Quicksilver 600 CL
NFCU auto loan
Message 3 of 17
AllZero
Super Contributor

Re: Target RedCard cli

Congratulations on your CLI!
Message 4 of 17
coreyb80
Valued Contributor

Re: Target RedCard cli

Congrats on the CLI!

Message 5 of 17
19eighty5
Senior Contributor

Re: Target RedCard cli

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 6 of 17
NoMoreE46
Established Contributor

Re: Target RedCard cli


@StartingOver2018 wrote:

Approved for a Target RedCard in April 2019 for $500.

Increased to $800 five months later.

Increased to $1900 six months later (this week). 

 

Have not used it much other than during Christmas last December and have been paying it down since until this month when it was pif. Then I used it Monday to buy groceries for the 5% off and $10 gift card offer.

 

So, no fancy updating income or paying in full in order to supposedly trigger a cli. 

 

 


 

Kewl.   Whenever your limit gets to $6000, it should be upgraded to a MC.  

Message 7 of 17
newfossil
Valued Contributor

Re: Target RedCard cli

Congratulations!




Starting score - May 2018

April 2021

AAoA - 1 year 6 months
Message 8 of 17
nuohlac
Valued Contributor

Re: Target RedCard cli

Congratulations on your CLI!!!








Message 9 of 17
StartingOver2018
Frequent Contributor

Re: Target RedCard cli

Thanks everyone!Smiley Happy

BK CH7--Filed September 25, 2018--D/C Jan.4, 2019
{FICO8 Feb.12, 2019--TU 580--EX 600--EQ 626}

Credit One Visa CLOSED by me May 2020!! :-)($500 now $700) Nov. 2018
SelfLender (2 year) Nov. 2018
Capital One Platinum MC ($2000 now $2500) Jan. 2019
Target RedCard ($500 at 4 months $800 six months later $1900) April 2019
Venus Comenity ($500 now $1500) May 2019 no HP
Ann Taylor Loft MC ($1000) June 2020 no HP
Overstock ($350 now $2350) June 2020 no HP


FICO 8 SCORES: 06-04-2020633 TU656 EX652 EQ
Message 10 of 17
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