Target auto CLI data point

[ghost-cell]

Opened - June 2020, $1.5k

Auto CLI - Feb 2022, $4k

I use my Target card quite a bit. Not as much as I could, but fairly often

Every December on Target's 5% off gift card day, I stack it with Discover's "get 5% back on Target" and buy myself a $500 gift card. So that lasts me quite a bit but also means neglecting my Red Card

Also sometimes, like right now, I neglect using my Red Card in favor of hitting large SUBs on other cards or targeted offers. Literally, like a day or two before the auto CLI, the Target cashier asked me if I'd like to open a Red Card. I said "oh no, I already have one" yet proceeded to swipe my USAA card cuz they sent me a targeted offer of "spend $500 in 1 month for $50 back"

Target account data points (rounded):

2020 

Promotions savings: $316

Target Circle: $68

RedCard: $88

Target Circle earnings: $36

(back calculated, suggesting I spent at least $2250 there, cuz 5% of 1750 is $88 plus the $500 gift card, and again I often neglect my Target card)

2021

Promotions savings: $196

Target Circle: $18

RedCard: $135

Target Circle earnings: $17

(back calculated, possibly spent $3200+)

2022

Promotions savings: $14

Target Circle: $0

RedCard: $4

Target Circle earnings: $1

(back calculated, possibly spent $580+ )

^ these numbers could again be higher, but I often neglect my Target card to hit other bonuses

I sometimes use Target coupons, sometimes not.. when I'm bored in line or happen to remember it exists, I log in and add a bunch of coupons, but I don't regularly stalk coupons

I'd say Target is my #1 grocery store yea.. rarely, I shop at traditional grocery stores, use Amazon, or whatever happens to be nearest. When I have a choice, mostly I choose Target. I definitely go at least once a week, sometimes twice 

I sometimes use my Target card to pay at their Starbucks kiosks but often don't do the phone number login at Starbucks cuz it's too much a hassle. 

Sometimes I PIF before the statement cut, sometimes I wait to pay until after the cut, but I never pay interest

I don't think my card has graduated yet, but a CLI gives me hope 

[Elpadrino1]

Congratulations on your apple CLI!!

[M_Smart007]

Congrats on hitting the 🎯

[mgood]

Congratulations!

[cashorcharge]

That's terrific!!  Congratulations on your Target Approval!! 🎉🥂👏

[CreditAggie]

Congratulations on your Target CLI!

[gdale6]

Thanks for the DPs and grats on the auto move up

[coreyb80]

Congrats on the increase!

[FalconSteve]

Congrats on the REDcard autoCLI

Just a heads up, I've only seen bpurchses count towards auto-CLI on REDcards if you pay them after you let the balance post. Defitinely smart to never pay interest (especially with REDcard, the APR isn't exactly great).

[ghost-cell]

Update - like 6 days after the CLI notification, I got a snail mail letter saying my card graduated