Re: Target redcard cli

Anonymous · ‎08-24-2018

Statement just cut, have had this card since November of last year. Starting limit was 300, maxed it out and pif several times was raised to 600 after 4 months. Let my statement post today 138 auto CLI to 3,000! What are the chances of getting converted to the MasterCard version?

Medic981 · ‎08-24-2018

I would contact TD Bank and ask what would qualify you for a Product Change.

Bank of America Cash Rewards Visa Signature : 8/17 : $11.2K APR 18.99%

SYNCB - Amazon Prime Store Card : 9/17 : $5K APR 28.24%

Synchrony Car Care : 9/17 APR 29.99%: $2.5K

Synchrony - Conoco : 9/17 : $1.55K APR 29.24%

American Express Everyday Cash : 7/18 : $20K APR 18.74%

Citi Bank Double Cash World Elite MasterCard : 8/18 : $6.5K APR 3.99%

NFCU Flagship Rewards Signature Visa : 11/18 : $25K APR 9.99%

Chase Sapphire Preferred Visa Signature : 10/19 : $8.2K APR 19.99%

PenFed Gold Visa Signature : 03/20 : $7.5K APR 16.49%

Bank of America Amtrak Guest Rewards Platinum Mastercard : 11/20 : $8K APR 18.99%

Synchrony Bank - CareCredit: 12/20 : $4K APR 26.99%

Synchrony Bank - Lowes: 7/21 : $7K APR 25.99%

Chase Freedom Unlimited Visa Signature : 10/21 : $12.3K APR 19.99%

Chase Southwest Airlines Rapid Rewards Priority Visa Signature

USAA Preferred Cash Rewards Visa Signature Card

Your FICO credit scores are not just numbers, it’s a skill.

pizza1 · ‎08-24-2018

Congrats on the auto CLI, but the upgrades are by invitation/notice only. You can't ask to be upgraded.

Anonymous · ‎08-24-2018

Hey pizza! Yeah I know it's only invite only, was just curious if such a huge CLI might indicate I may get upgraded! Not a lot of data points except for the people with a 9k CLI lol

Anonymous · ‎08-24-2018

Congrats on CLI!

Anonymous · ‎08-25-2018

@Anonymous wrote:
Statement just cut, have had this card since November of last year. Starting limit was 300, maxed it out and pif several times was raised to 600 after 4 months. Let my statement post today 138 auto CLI to 3,000! What are the chances of getting converted to the MasterCard version?

TD Bank upgraded me when they increased my CL to $5K. YMMV.

MartyWrite75 · ‎08-25-2018

Congratulations on your CLI! Nice!

June 2025: Experian 772; Equifax 788; Transunion 781

Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $7,500 (Sock drawer) || Discover It: $17,400 || Cap One Savor One: $600 (Sock drawer) || AMEX BCP: $10,000 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $9,500 || Citi Custom Cash: $15,500 || Verizon VS Visa: $20,000 || Amex Hilton Honors: $12,000 || Amazon (Chase) Prime Rewards (VS): $9,500 || Citi Double Cash: $6,900

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 6/2026(ideally)
Total Utilization: 11%
Inquiries: Exp: (2) Trans: (1) Equif: (1)

darkpearl · ‎08-26-2018

Ugh my Target is my oldest card, I would kill for a CLI.

Anonymous · ‎08-30-2018

Just keep using it and let a balance report every month and pif! I'm sure they'll start warming up to you

Anonymous · ‎08-30-2018

Update: got 2 letters in the mail today. One saying I got a cli, the other letting me know I've been upgraded to the MasterCard yessssss!

Target redcard cli

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Target redcard cli