The Duck Card Visa - shocking CL!

[LS2982]

CONGRATS!!!

[HeilFico]

Anyone else get approved? And for what limit? Thanks!

[Burned2manybridgesB4]

...today starts the "mailbox neurosis," since it's now a week from app. lol....

[Happychap]

Anytime now then!!😜..Did you hear anything?

[new_earth]

anything yet? I think it was a little over a week later that I got the strange piece of mail from them just telling me what my credit score is. Then a week later I got the card. So altogether it took 3 weeks I think. Between 2 and 3.

I think more people should apply for this! My credit history is very short with a lot of new accounts and inq's so they seem to be kind of lenient. And although it's probably the ugliest card I have, I got the very best terms and highest limit. And so far, nope, you do not have to be a member. Best, and ugliest, card I have.

I also realize how misleading my title of this thread is for those with zillion dollar CL's. But considering my other CL's and that this company doesn't know me from a hole in the wall,  this was very shocking!

[zerobacan]

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@new_earth wrote:

anything yet? I think it was a little over a week later that I got the strange piece of mail from them just telling me what my credit score is. Then a week later I got the card. So altogether it took 3 weeks I think. Between 2 and 3.

I think more people should apply for this! My credit history is very short with a lot of new accounts and inq's so they seem to be kind of lenient. And although it's probably the ugliest card I have, I got the very best terms and highest limit. And so far, nope, you do not have to be a member. Best, and ugliest, card I have.

I also realize how misleading my title of this thread is for those with zillion dollar CL's. But considering my other CL's and that this company doesn't know me from a hole in the wall,  this was very shocking!

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Give us a list of your 23 TL...

[new_earth]

LOL most of them are in my signature. I think the ones unlisted are all crappy Comenity/shopping cart trick cards from when I first started.

[dddewdrop]

Congrats. I would recommend trying to close a few cards. You are going to have an accounting nightmare managing so many and you open yourself up to more chances of errors occurring somewhere and marginal increases in credit score with more cards. I guess if you hold them for a long time then your aaoa will grow and getting an additional card will have very little affect on it but that is a few years down the line.

[Burned2manybridgesB4]

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@new_earth wrote:

their internal scoring, it was like 400+something to 900 i think. Or high 800's. I ranked as a 728 I think. Sorry I threw it away not realizing I was approved.

My actual FICO score is 724 on EQ, but it's kind of a bad 724. Low age, lots of inq's, etc. Chase, Barclay, Amex, CIti, etc. won't look at me. Also don't get approved for some store cards. Feels good to be in 700's though

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Got the same letter in mail today, showing my fico. It's a card enhanced score used. I'll repost when the card arrives.

[Anonymous]

Wow, thanks for letting us know this amazing card. 

I only have a credit history of 0.8 years. Do you think I can apply? My score is okay though, 732 (EX).