Time between NFCU CLI

Ms6Footer · ‎12-14-2019

All these SP NFCO CLI... it’s been about 4 months since my last CLI. Is there a time between I should wait? I’m so jealous.. congrats to those that are able to catch one.

thornback · ‎12-14-2019

@Ms6Footer wrote:
All these SP NFCO CLI... it’s been about 4 months since my last CLI. Is there a time between I should wait? I’m so jealous.. congrats to those that are able to catch one.

181 days between CLIs. Sorry

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"

Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA: 4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:

Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.

Shooting-For-800 · ‎12-14-2019

90 days from opening

6 months between CLIs

Rebuild started in 2014 - $100k unsecured credit in 2017 - $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!

Ms6Footer · ‎12-14-2019

Guess I missed this train. Happy for all of those that got to get theirs.

AverageJoesCredit · ‎12-14-2019

You can still try with your reports locked. They will let you know if they need to pull a report and in that case, you will have to for consideration

Anonymous · ‎12-14-2019

@thornback wrote:
... 181 days between CLIs.

But that is per CC account. So if you have another card needing some love ...

Ms6Footer · ‎12-14-2019

I’m in the garden at this time so I never got a 2 card with them. Just watching from the sidelines.