@Gregory1776 wrote:
Dudes just casually dropping "muh BCP is at 55k now 💅🏻💅🏻"
how much spend through the card & income if I may?
Spend is between $200 to $1000 a month. I am in the middle of getting a new house so my spending is very limited...so many dresses I've let pass. Anyway income is $262K. My current bank cannot connect to AMEX for some reason so I just upload 3 statements.
FICO (01/29/2025) EX 850 I TU 843 I EQ 841
INQ: 1/12, 2/24
Cards 0/12, 0/24
Mortgage: 5.5% 30 yr $412K, Auto Loan: 2024 Kia Telluride $38K, Loan: SoFi $36K
Total CL: $430K, 1% Utilization
Top CLs: AMEX Plat NSPL, AMEX BCP $55000, NFCU Visa $48900, AMEX Everyday $42900, BOA Americard $33000, Langley PLOC $21900, Paypal MC $20000, Discover $19500, Langley TR $18100, Chase Amazon $18000, NFCU AMEX $18000, NFCU MC $13100, Chase Freedom $13000, Chase Bonvoy $12600, GM Rewards $12000
Next 3 Years: Sell condo, then close on new build, pay off auto loan, then focus on paying down mortgage. Consider a HELOC, CSP, United Quest credit card, World of Hyatt, Truist or NW LOC, and/or one of the USB ards after I garden until August 2025 for 0/24
