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This is my 2nd card on my mini spree that I have been approved for today. I applied for this specific card variant because it gives 5% CB for mobile wallet purchases (up to $3k/year) on TOP of 3% CB for dining & fuel (up to $6k/year). I was approved instantly for $10k starting limit, which seems good for US Bank! They pulled my TransUnion ONLY and I live in Michigan, if that data point helps anyone. Also, I don't live anywhere close to a Ralph's and the nearest Kroger store is like 400 miles away from me. So most should be good if you at least have a Kroger in your state. I'm going to work on my signature so I can let everyone know my stats for future reference. Thanks!
Great! Good for you - congrats on the approval - enjoy the Ralph's card. ![]()







Hello!
That’s an awesome approval! Getting a $10K starting limit from US Bank is definitely a solid outcome. The 5% CB on mobile wallet purchases plus 3% CB on dining & fuel makes this card a strong choice cat language translator app for maximizing rewards. It’s helpful that they pulled TransUnion only, especially for those keeping track of inquiries.
Nicely done!! Congratulations on your Approval!!👏🏼🍾🥂