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US Bank Ralph's World Elite MasterCard Approval

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shojus
Valued Member

US Bank Ralph's World Elite MasterCard Approval

This is my 2nd card on my mini spree that I have been approved for today.  I applied for this specific card variant because it gives 5% CB for mobile wallet purchases (up to $3k/year) on TOP of 3% CB for dining & fuel (up to $6k/year).  I was approved instantly for $10k starting limit, which seems good for US Bank!  They pulled my TransUnion ONLY and I live in Michigan, if that data point helps anyone.  Also, I don't live anywhere close to a Ralph's and the nearest Kroger store is like 400 miles away from me.  So most should be good if you at least have a Kroger in your state.  I'm going to work on my signature so I can let everyone know my stats for future reference.  Thanks!  

Message 1 of 4
3 REPLIES 3
Copenix
Frequent Contributor

Re: US Bank Ralph's World Elite MasterCard Approval

Great! Good for you - congrats on the approval - enjoy the Ralph's card. Smiley Happy

Building credit in the U.S. since January 2022

Current cards:

Total Credit Limit $117.8K | Utilization 0.9%

FICO 8s March 2026


Message 2 of 4
Lillian826Pena
New Visitor

Re: US Bank Ralph's World Elite MasterCard Approval

Hello!

That’s an awesome approval! Getting a $10K starting limit from US Bank is definitely a solid outcome. The 5% CB on mobile wallet purchases plus 3% CB on dining & fuel makes this card a strong choice cat language translator app for maximizing rewards. It’s helpful that they pulled TransUnion only, especially for those keeping track of inquiries. 

Message 3 of 4
cashorcharge
Community Leader
Super Contributor

Re: US Bank Ralph's World Elite MasterCard Approval

Nicely done!! Congratulations on your Approval!!👏🏼🍾🥂

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