Hello everyone, it's been awile since I've posted about approvals, well I've been busy this week lurking aorund getting ideas. To all my GC friends, you may have noticed I have been absent these last few weeks! Sorry!
Profile before this week:
State Farm Student Visa=$500.00
Chase Freedom=$4,000.00
Walmart=$1,500.00
Buckle=$500.00
American Express ED=$3,000
American Express PRG=$NPSL
Discover IT=$1,500.00
Energy One CU Visa=$5,000.00
Total CL=$16000
So I began by asking for a CLI on Buckle (LUV button) Approved ----> $250.00 increase, new limit of $750.00. I tried it a second time and then got the "review" message which is always denial. I'm really considering closing the account, I only got it to help build history when I had limited experience. I then hit the Walmart LUV button, Approved ---->$1,400 increase, new limit of $2,900.00. Tried this one a second time as well and got nothing.
I also got the opportunity to join NFCU, and couldn't pass up the opportunity. I was immediately approved for membership and then applied for the cashRewards visa. After 3 days and sending in income verification APPROVED for $10,000.00 MY NEW HIGHEST LIMIT. I also applied for Diners Club Premier, I waited about a week before calling in. This one saddens me the most, because I'm not yet 21 they require a signature to approve the card. What's weird is she said after reviewing everything it would be approved but because I'm 19 they will require a signature. The only way I can sign is at a BMO branch, they don't have one near Dallas Texas
Does anyone have an idea how to get that signed, they won't mail it either.
Next I jumped on the NASA waggon. SP'd for everything, but declined for the CC. Reason was because I had to many INQ on EX (which I pulled last night) and only had 6. That's the only reason they stated, anyone know how RECON friendly they would be.
This is where I made my first mistake, I wanted to get in with Barclay, and I thought I was app'ing for the Ring. Well I actually submitted an app for Apple Financing card which I really don't want. Immediately approved for $3,000.00. Once I realized that it was the Apple card, I went ahead and applied for the ring. I got the 7-10 waiting message, which is still pending (just checked). I'm not sure if I should call now or wait.
I would like to continue this spree and add a few more cards to garden over the next two years, anyone have any ideas. Scores range from 685-726 and income is ~$70,000.00. Thanks guys!
Current profile:
State Farm Student Visa=$500.00
Chase Freedom=$4,000.00
Walmart=$2,900.00
Buckle=$750.00
American Express ED=$3,000
American Express PRG=$NPSL
Discover IT=$1,500.00
Energy One CU Visa=$5,000.00
NFCU cashRewards=$10,000.00
Apple Barclay=$3,000.00
Total CL=$30,650.00
@ExplicitElicit wrote:Hello everyone, it's been awile since I've posted about approvals, well I've been busy this week lurking aorund getting ideas. To all my GC friends, you may have noticed I have been absent these last few weeks! Sorry!
Profile before this week:
State Farm Student Visa=$500.00
Chase Freedom=$4,000.00
Walmart=$1,500.00
Buckle=$500.00
American Express ED=$3,000
American Express PRG=$NPSL
Discover IT=$1,500.00
Energy One CU Visa=$5,000.00
Total CL=$16000
So I began by asking for a CLI on Buckle (LUV button) Approved ----> $250.00 increase, new limit of $750.00. I tried it a second time and then got the "review" message which is always denial. I'm really considering closing the account, I only got it to help build history when I had limited experience. I then hit the Walmart LUV button, Approved ---->$1,400 increase, new limit of $2,900.00. Tried this one a second time as well and got nothing.
I also got the opportunity to join NFCU, and couldn't pass up the opportunity. I was immediately approved for membership and then applied for the cashRewards visa. After 3 days and sending in income verification APPROVED for $10,000.00 MY NEW HIGHEST LIMIT. I also applied for Diners Club Premier, I waited about a week before calling in. This one saddens me the most, because I'm not yet 21 they require a signature to approve the card. What's weird is she said after reviewing everything it would be approved but because I'm 19 they will require a signature. The only way I can sign is at a BMO branch, they don't have one near Dallas Texas
Next I jumped on the NASA waggon. SP'd for everything, but declined for the CC. Reason was because I had to many INQ on EX (which I pulled last night) and only had 6. That's the only reason they stated, anyone know how RECON friendly they would be.
This is where I made my first mistake, I wanted to get in with Barclay, and I thought I was app'ing for the Ring. Well I actually submitted an app for Apple Financing card
I would like to continue this spree and add a few more cards to garden over the next two years, anyone have any ideas. Scores range from 685-726 and income is ~$70,000.00. Thanks guys!
Current profile:
State Farm Student Visa=$500.00
Chase Freedom=$4,000.00
Walmart=$2,900.00
Buckle=$750.00
American Express ED=$3,000
American Express PRG=$NPSL
Discover IT=$1,500.00
Energy One CU Visa=$5,000.00
NFCU cashRewards=$10,000.00
Apple Barclay=$3,000.00
Total limites =$30,650.00
Congrats! Those are some nice cards. 
Congrats! Thanks for sharing.
Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Really Nice outcome! Congrats!
congrats
