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Truist beyond approval 11.19% preqaul

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hrdsurfer
New Contributor

Truist beyond approval 11.19% preqaul

Wasn't planning on another app after my venture x approval, but after reading about truist seeming to only do SP, I checked out the preqaul page, and was approved for five different cards. None of them really looked appealing until I got to the beyond, which was offering a 11.19% apr. I don't typically carry balances, but figured it wouldn't be a bad thing to have for emergency situations. 

 

I accepted the offer, and was approved with a $4500 SL. Not great relative to my other cards, but I can't complain since there was no HP. Back to gardening, unless a no HP 10% card jumps out and grabs me, lol. 

 

Edit: so I just double checked the account disclosure and it says 12.99% for purchases and BTs, and 14.99% for CA. that certainly doesn't seem right, but I'll take the win for now. 

Bk7 2019 current: Interior FCU 25K SL, Venture x 15k SL, bread cb 9k, Amazon store card 7k mercury 4.5k, c1 plat. 4k
Message 1 of 8
7 REPLIES 7
M_Smart007
Legendary Contributor

Re: Truist beyond approval 11.19% preqaul

Congrats on your Truist Approval, that is beyond AmazingSmiley Very Happy

Message 2 of 8
kickhard88
Regular Contributor

Re: Truist beyond approval 11.19% preqaul

congrats and yes soft pull for approval but if you want a cli its a hard pull thats why im staying away from them even though i bank with themSmiley Sad

Message 3 of 8
CreditAggie
Community Leader
Super Contributor

Re: Truist beyond approval 11.19% preqaul

Congratulations on your Truist approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (June 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 4 of 8
cashorcharge
Community Leader
Super Contributor

Re: Truist beyond approval 11.19% preqaul

WooHoo!! Congratulations on your Truist Approval!!👏🏼🍾🥂

Message 5 of 8
user979797
Established Contributor

Re: Truist beyond approval 11.19% preqaul

Congrats on your Truist Approval Smiley Happy Smiley Happy 

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Message 6 of 8
KingRue8500
Senior Contributor

Re: Truist beyond approval 11.19% preqaul

Congrats on your Truist Enjoy Beyond approval




Message 7 of 8
SweetCreditObsession
Valued Contributor

Re: Truist beyond approval 11.19% preqaul

Congratulations on the new card! Smiley Happy



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





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