cancel
Showing results for 
Search instead for 
Did you mean: 

Two more approvals...

tag
cynicaldragon83
Contributor

Two more approvals...

Unfroze my reports while apartment shopping...haven't found anything yet but that's another story.

 

Got two pre-approved offers online.

 

  • Ollo Rewards: Preapproved on Experian website which had me at 660 (v8): $1K
  • Mercury Mastercard: Showed **oustanding** odds on Credit Karma with a $4K credit limit presented in advance: Approved for the $4K, TU FICO is 640-ish with a disputed account that was IIB but not reporting correctly (another story for another post)

 

Heard these were decent rebuilders. No AF and thrown in the safe.

 

Sweet!

Message 1 of 16
15 REPLIES 15
FireMedic1
Community Leader
Mega Contributor

Re: Two more approvals...

Congrats. When were you DC'ed? What other cards do you have?



BK Free Aug25
Message 2 of 16
SDMarik
Established Contributor

Re: Two more approvals...

Grats on the two approvals and the ongoing rebuild!!



"When prosperity comes, do not use all of it"
Message 3 of 16
coreyb80
Super Contributor

Re: Two more approvals...

Congrats on the approvals!

Message 4 of 16
cynicaldragon83
Contributor

Re: Two more approvals...


@FireMedic1 wrote:

Congrats. When were you DC'ed? What other cards do you have?


Was discharged early September.

 

  • Capital One SavorOne for Good Credit: $3K
  • Walmart Rewards Mastercard: $1K
  • CreditOne American Express: $1K
  • Mission Lane Visa: $1K
  • Overstock Store Card via SP card trick: $250

 

Message 5 of 16
cashorcharge
Community Leader
Super Contributor

Re: Two more approvals...

WooHoo!! Congratulations on both your Approvals!!👏🏼🍾🥂

Message 6 of 16
raisemysc0re
Established Contributor

Re: Two more approvals...

Great start on your road to recovery.

Been there myself and my unsolicitated advice is to not go crazy with styarter cards. Get a couple and let time heal all wounds.

Good luck!

| | | | | | | | | | | | | | | | |
Starting Scores (06/2016):

Current Fico8 Scores (Updated 11/12/24):

Current Fico10 Scores (Updated 11/12/24):


Message 7 of 16
Anonymalous
Valued Contributor

Re: Two more approvals...

Congrats!

 

Though while it sounds like it worked out for you, the Credit Karma assessments are marketing not reality. The FTC just ruled against them, saying 1/3rd of those who were pre-approved were denied.

 

Ollo was acquired by Ally Bank earlier in the year. There might be some changes in store.

Message 8 of 16
M_Smart007
Legendary Contributor

Re: Two more approvals...

Congrats on your Approvals!

Message 9 of 16
CYBERSAM
Senior Contributor

Re: Two more approvals...

Congrats on your approvals! 🤑👍👍







                
Message 10 of 16
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.