(UPDATE: APPROVED)Chase Priority Club - Futher Review Needed

[SwiftTone]

So my DGF and I decided to apply for Chase Priority Club together tonight. We hit submit app at the same time. Hers came back approved and mine came back saying "further review needed". I thought I would get approved for sure with my profile. EQ FICO currently 734, AAoA 3yrs, Util <1%, last baddie more than 3 years ago. Her's profile is 726, AAoA 1yr, util 1%, and baddie 2 years ago.

Could it be that Chase recieved our apps at the same time and kicked mine out? We both live at the same address and a lot of our info is the same other than name and ssn etc obviously? I called recon and they're closed. Will try tomorrow.

Thanks!

[Anonymous]

could be you have reached the maximum CL they're willing to extend to you (depends on your income and credit history), or it could just be ID verification.

i don't think you have much to worry about. should be fine.

[SwiftTone]

UPDATE: Approved for $4500. How recon initial CL? Who would I call? I'd like to get at least $5000 preferably $6000.

[Anonymous]

Congrats! Call tomorrow and see if they will increase the CL. Hopefully it won't be another Hp.

[myjourney]

Congrats

[webhopper]

Congratulations on your approval!

[Ron1]

Congrats!!!

Ron.

[SwiftTone]

Thanks! She got approved for $5600!!

Now which number would I call for reconning CL?

[mojobones89]

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@SwiftTone wrote:

Thanks! She got approved for $5600!!

Now which number would I call for reconning CL?

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think you may get beat on this one.

good luck.

she is not that far ahead.

[FinStar]

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@Anonymous wrote:
Congrats! Call tomorrow and see if they will increase the CL. Hopefully it won't be another Hp.

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It will be a HP as with any reconsideration to initial approved CL.  If the OP doesn't mind the HP, then the sky is the limit.  Of course, this would depend on whether Chase underwriting deems the OP's current unsecured credit exposure with them as sufficient.