UPDATE! I was instantly approved for the CSP on line! With an additional HP on experian.
Hi all,
I recieved an offer for Chase Freedom Unlimited yesterday and was instantly approved with SL of $4800. I am very excited! But, ultimately the CSP is my end goal as I travel a lot and will be going to Europe in October. Would I have a chanse at the CSP? If so, should I apply today in hopes that I dont get another hard pull, or should I wait and make payemnts for a few months and then apply for the CSP? I dont want to shorten my AAoA by opening new accounts a few months apart form eachother. Aren't the CFU and CSP credit requirements pretty similar?
The CFU will my first CC where I am the primary card holder. I have been an AU on my parents card for 9 years that has a $50K limit and perfect payment histroy.
They pulled my Experian report
Fico 8: EX 745, EQ 724, TU 796
Inquiries: EX 5 EQ 11 TU 2
AAoA: 5 years (AU card)
Oldest account: 9 years (AU card)
UT: 12%
Income: $100K
Payment history: Perfect
