Here goes another one ....
Citi Best Buy VISA $30,000.00 ***Approval
**UPDATE**
I was able to call in and get the card bumped to $45,000.00
Details are posted here;
Applied, then had to call in for ID verification (#'s text to phone)
confirmed income and address, nice lady put me on hold,
came back and asked my address a 2nd time ..again put on hold.
Came back and asked what credit limit would I like?
I said one million, then quickly said JK ..how about $30K? (as that is what I seen someone I know had.)
She said; "Oh ..I see you have lots of Citibank accts." ..I said they have been good to me.
She asked what would you be purchasing?, I told her the best giant screen TV and surround sound system they offer.
Did not want to pull out the "Laptop" trick outta da hat ..
Big purchase / wanted the 10% back on first day of purchases.
Total exposure on Citi Legacy and Citi co-branded V/MC/AMEX cards **Now** -> $173,600.00$188,600.00
DP's
Pulled Equifax only!
Equifax FICO® Score 9 -> 797 NFCU data on Mar 3, 2023
14/24 new accounts
9 EQ scoreable inquiries/ in 24 months (a bunch fall off by June 2023
AoYRA = 2-18-2023
AAoA = 3 Years, 11 Months
AoOA - 39 Years 9 Months - AMERICAN EXPRESS
AZEO = Penfed PCR VISA reporting @ 10% Util.
85 Open Revolving accounts
40 closed accts.
0% Agg. Utilization
No Mortgage - PIF 2005 / Fell off CB reports.
No open Auto loans / 5 closed reporting PIF
One open Installment loan @ $20.00 bal of $25K
No Baddies, BK's, CO's, Lates or derogs.
Sufficient income
Tagging @Traveler101 since he commented about plotting next APP
Also tagging @1GaDawg85 about Best Buy CC limits. (they still go to at least $30K)
@M_Smart007 wrote:Here goes another one ....
Citi Best Buy VISA $30,000.00 ***Approval
Applied, then had to call in for ID verification (#'s text to phone)
confirmed income and address, nice lady put me on hold,
came back and asked my address a 2nd time ..again put on hold.
Came back and asked what credit limit would I like?
I said one million, then quickly said JK ..how about $30K? (as that is what I seen someone I know had.)
She said; "Oh ..I see you have lots of Citibank accts." ..I said they have been good to me.
She asked what would you be purchasing?, I told her the best giant screen TV and surround sound system they offer.
Did not want to pull out the "Laptop" trick outta da hat ..
Big purchase / wanted the 10% back on first day of purchases.
Total exposure on Citi Legacy and Citi co-branded V/MC/AMEX cards **Now** -> $173,600.00
DP's
Pulled Equifax only!
Equifax FICO® Score 9 -> 797 NFCU data on Mar 3, 2023
14/24 new accounts
9 EQ scoreable inquiries/ in 24 months (a bunch fall off by June 2023
AoYRA = 2-18-2023
AAoA = 3 Years, 11 Months
AoOA - 39 Years 9 Months - AMERICAN EXPRESS
AZEO = Penfed PCR VISA reporting @ 10% Util.
85 Open Revolving accounts
40 closed accts.
0% Agg. Utilization
No Mortgage - PIF 2005 / Fell off CB reports.
No open Auto loans / 5 closed reporting PIF
One open Installment loan @ $20.00 bal of $25K
No Baddies, BK's, CO's, Lates or derogs.
Sufficient income
Tagging @Traveler101 since he commented about plotting next APP
Also tagging @1GaDawg85 about Best Buy CC limits. (they still go to at least $30K)
Solid addition and thanks for the DP @M_Smart007. Looks like 30k and above might be my next adventure.
we truly are not worthy
Congrats!
Keithhickman send to me approve
@M_Smart007 wrote:9796165058
@M_Smart007 wrote:Here goes another one ....
Citi Best Buy VISA $30,000.00 ***Approval
Applied, then had to call in for ID verification (#'s text to phone)
confirmed income and address, nice lady put me on hold,
came back and asked my address a 2nd time ..again put on hold.
Came back and asked what credit limit would I like?
I said one million, then quickly said JK ..how about $30K? (as that is what I seen someone I know had.)
She said; "Oh ..I see you have lots of Citibank accts." ..I said they have been good to me.
She asked what would you be purchasing?, I told her the best giant screen TV and surround sound system they offer.
Did not want to pull out the "Laptop" trick outta da hat ..
Big purchase / wanted the 10% back on first day of purchases.
Total exposure on Citi Legacy and Citi co-branded V/MC/AMEX cards **Now** -> $173,600.00
DP's
Pulled Equifax only!
Equifax FICO® Score 9 -> 797 NFCU data on Mar 3, 2023
14/24 new accounts
9 EQ scoreable inquiries/ in 24 months (a bunch fall off by June 2023
AoYRA = 2-18-2023
AAoA = 3 Years, 11 Months
AoOA - 39 Years 9 Months - AMERICAN EXPRESS
AZEO = Penfed PCR VISA reporting @ 10% Util.
85 Open Revolving accounts
40 closed accts.
0% Agg. Utilization
No Mortgage - PIF 2005 / Fell off CB reports.
No open Auto loans / 5 closed reporting PIF
One open Installment loan @ $20.00 bal of $25K
No Baddies, BK's, CO's, Lates or derogs.
Sufficient income
Tagging @Traveler101 since he commented about plotting next APP
Also tagging @1GaDawg85 about Best Buy CC limits. (they still go to at least $30K)
@M_Smart007 wrote:Here goes another one ....
Citi Best Buy VISA $30,000.00 ***Approval
Applied, then had to call in for ID verification (#'s text to phone)
confirmed income and address, nice lady put me on hold,
came back and asked my address a 2nd time ..again put on hold.
Came back and asked what credit limit would I like?
I said one million, then quickly said JK ..how about $30K? (as that is what I seen someone I know had.)
She said; "Oh ..I see you have lots of Citibank accts." ..I said they have been good to me.
She asked what would you be purchasing?, I told her the best giant screen TV and surround sound system they offer.
Did not want to pull out the "Laptop" trick outta da hat ..
Big purchase / wanted the 10% back on first day of purchases.
Total exposure on Citi Legacy and Citi co-branded V/MC/AMEX cards **Now** -> $173,600.00
DP's
Pulled Equifax only!
Equifax FICO® Score 9 -> 797 NFCU data on Mar 3, 2023
14/24 new accounts
9 EQ scoreable inquiries/ in 24 months (a bunch fall off by June 2023
AoYRA = 2-18-2023
AAoA = 3 Years, 11 Months
AoOA - 39 Years 9 Months - AMERICAN EXPRESS
AZEO = Penfed PCR VISA reporting @ 10% Util.
85 Open Revolving accounts
40 closed accts.
0% Agg. Utilization
No Mortgage - PIF 2005 / Fell off CB reports.
No open Auto loans / 5 closed reporting PIF
One open Installment loan @ $20.00 bal of $25K
No Baddies, BK's, CO's, Lates or derogs.
Sufficient income
Tagging @Traveler101 since he commented about plotting next APP
Also tagging @1GaDawg85 about Best Buy CC limits. (they still go to at least $30K)
Here goes another one ....
Citi Best Buy VISA $30,000.00 ***Approval
Applied, then had to call in for ID verification (#'s text to phone)
confirmed income and address, nice lady put me on hold,
came back and asked my address a 2nd time ..again put on hold.
Came back and asked what credit limit would I like?
I said one million, then quickly said JK ..how about $30K? (as that is what I seen someone I know had.)
She said; "Oh ..I see you have lots of Citibank accts." ..I said they have been good to me.
She asked what would you be purchasing?, I told her the best giant screen TV and surround sound system they offer.
Did not want to pull out the "Laptop" trick outta da hat ..
Big purchase / wanted the 10% back on first day of purchases.
Total exposure on Citi Legacy and Citi co-branded V/MC/AMEX cards **Now** -> $173,600.00
DP's
Pulled Equifax only!
Equifax FICO® Score 9 -> 797 NFCU data on Mar 3, 2023
14/24 new accounts
9 EQ scoreable inquiries/ in 24 months (a bunch fall off by June 2023
AoYRA = 2-18-2023
AAoA = 3 Years, 11 Months
AoOA - 39 Years 9 Months - AMERICAN EXPRESS
AZEO = Penfed PCR VISA reporting @ 10% Util.
85 Open Revolving accounts
40 closed accts.
0% Agg. Utilization
No Mortgage - PIF 2005 / Fell off CB reports.
No open Auto loans / 5 closed reporting PIF
One open Installment loan @ $20.00 bal of $25K
No Baddies, BK's, CO's, Lates or derogs.
Sufficient income
Tagging @Traveler101 since he commented about plotting next APP
Also tagging @1GaDawg85 about Best Buy CC limits. (they still go to at least $30K)
Congrats on your Citi Best Buy VISA! Very nice SL 🤑👍👍
They know better then to give me a crazy SL like that. I love my gizmos and would be in debt forever!
@Rogue46 wrote:They know better then to give me a crazy SL like that. I love my gizmos and would be in debt forever!
all you have to do is ask and they will approve lol
