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UPDATE: Discover CLI request, 2-Day review message. Never gotten this before.

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LuckyBird
Regular Contributor

UPDATE: Discover CLI request, 2-Day review message. Never gotten this before.

Smiley Frustrated

 

blecchhhh

 

 

Chase Sapphire Reserve $30,000 | Amex BCP $30,000 | Discover It $30,000 | Citi Simp $16,500 | NFCU Cash Rewards $14,400 | Citi DC $9,800 | Chase Freedom $9,000 | VS $4,100 | Kohl's $3,000 | Loft $3,000

EQ 823 ~ TU 817 ~ EXP 808 | ITG since 8/24/2016
Message 1 of 32
31 REPLIES 31
RonM21
Valued Contributor

Re: Discover CLI request, 2-Day review message. Never gotten this before.

Going by a lot of threads on here, many see the increase by the time it hits 2 days. So there is still a chance!


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 2 of 32
LuckyBird
Regular Contributor

Re: Discover CLI request, 2-Day review message. Never gotten this before.


@RM21 wrote:
Going by a lot of threads on here, many see the increase by the time it hits 2 days. So there is still a chance!

Maybe so.  I've been reading some of those threads the last few minutes.  No reason to be denied, really, except possibly that I just got a $1500 increase about 2 months ago.  But when I hit the button a couple of weeks ago I got the "too soon" denial instantly, so I'm guessing this is different.

 

The only thing they may not like is that I really only use it for the bonus categories, but we'll see what happens. Smiley Indifferent

Chase Sapphire Reserve $30,000 | Amex BCP $30,000 | Discover It $30,000 | Citi Simp $16,500 | NFCU Cash Rewards $14,400 | Citi DC $9,800 | Chase Freedom $9,000 | VS $4,100 | Kohl's $3,000 | Loft $3,000

EQ 823 ~ TU 817 ~ EXP 808 | ITG since 8/24/2016
Message 3 of 32
Anonymous
Not applicable

Re: Discover CLI request, 2-Day review message. Never gotten this before.

that's usually a really good sign 


Message 4 of 32
GoldSorata
Established Contributor

Re: Discover CLI request, 2-Day review message. Never gotten this before.

My 2 day review that I got last week ended up being a $6k CLI. Previous times it's been a CLI as well. Just log back into your account in about 8-10 hours and you might just see your limit higher.

Message 5 of 32
Ghoshida
Valued Contributor

Re: Discover CLI request, 2-Day review message. Never gotten this before.

I've seen it go either way with the 2 day thing.

Silver lining is if you get declined, you get a free TU report Smiley Happy
Message 6 of 32
Runitup
Regular Contributor

Re: Discover CLI request, 2-Day review message. Never gotten this before.


@GoldSorata wrote:

My 2 day review that I got last week ended up being a $6k CLI. Previous times it's been a CLI as well. Just log back into your account in about 8-10 hours and you might just see your limit higher.


Hey, me too.  

Message 7 of 32
Anonymous
Not applicable

Re: Discover CLI request, 2-Day review message. Never gotten this before.


@Ghoshida wrote:
I've seen it go either way with the 2 day thing.

Silver lining is if you get declined, you get a free TU report Smiley Happy

can you please elaborate on this! thanks!

Message 8 of 32
Anonymous
Not applicable

Re: Discover CLI request, 2-Day review message. Never gotten this before.

If you get denied, you can ask for a free TU report.  I've seen the 2 day response go either way also.  Sometimes they want to see more cc use at your current limit.

 

Message 9 of 32
Anonymous
Not applicable

Re: Discover CLI request, 2-Day review message. Never gotten this before.


@Anonymous wrote:

If you get denied, you can ask for a free TU report.  I've seen the 2 day response go either way also.  Sometimes they want to see more cc use at your current limit.

 


even when it was only  a soft pull denial?!? wow! i did not know that.

Message 10 of 32
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