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WarEagle1 ... did I not just read on this forum that FNBO will be ending this card in the near future and converting it to one of their own cards? Nice timing!
@Anonymous wrote:
My starting limit was $350. It is my youngest card, about a month old. Hit the button and an instant $1500 boost to $1850. Woohoo!
Thank you all. If it wasn’t for the experts here, I would not even know a “luv” button exists.
Congratulations! WE1. You did hit it a 2nd time, right?
In my experience, many of these retail cards offer up a 2nd CLI. So I always hit the Luv Button until it tells me NO.
@Anonymous wrote:
James_A, I didn’t. I thought about it but chickened out. Lol. Does it only work if you hit the button back to back? Or, you you sign out and back in and hit the button again?
I've done it both ways. I had read to log out & clear cache & cookies and then try again. I did that a few times then got lazy with it and just went from one CLI to the next. I doubt it makes a difference. But whatever works to put your mind at ease.
The only important thing is to ask until you're told NO.
Congrats on your CLI !!!!

@Anonymous wrote:
James_A, I’ve read that Comenity might HP for for CLI. I’d like to avoid that. Have you had any experiences when they said no and did a HP?
Thank you, Voltron!
No. All soft pulls from Commenity & Synchrony for me (and I've done a million of 'em). As always, YMMV.
Congratulations on your CLI!









