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**UPDATE** First Luv Button Success! Overstock CLI!!! **Double Dip**

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Anonymous
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Re: First Luv Button Success! Overstock CLI!!!

WarEagle1 ... did I not just read on this forum that FNBO will be ending this card in the near future and converting it to one of their own cards? Nice timing!

Message 11 of 30
Anonymous
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Re: First Luv Button Success! Overstock CLI!!!

Thank you all very much!

Dinosaur, I wish. Lol. I just have the CCB store card version. I did read that about FNBO, also. I don’t believe I meet the criteria for them quite yet.
Message 12 of 30
Anonymous
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Re: First Luv Button Success! Overstock CLI!!!


@Anonymous wrote:
My starting limit was $350. It is my youngest card, about a month old. Hit the button and an instant $1500 boost to $1850. Woohoo!

Thank you all. If it wasn’t for the experts here, I would not even know a “luv” button exists.

Congratulations! WE1. You did hit it a 2nd time, right?

In my experience, many of these retail cards offer up a 2nd CLI. So I always hit the Luv Button until it tells me NO. 

Message 13 of 30
Anonymous
Not applicable

Re: First Luv Button Success! Overstock CLI!!!

James_A, I didn’t. I thought about it but chickened out. Lol. Does it only work if you hit the button back to back? Or, you you sign out and back in and hit the button again?
Message 14 of 30
Anonymous
Not applicable

Re: First Luv Button Success! Overstock CLI!!!


@Anonymous wrote:
James_A, I didn’t. I thought about it but chickened out. Lol. Does it only work if you hit the button back to back? Or, you you sign out and back in and hit the button again?

I've done it both ways. I had read to log out & clear cache & cookies and then try again. I did that a few times then got lazy with it and just went from one CLI to the next. I doubt it makes a difference. But whatever works to put your mind at ease.

 

The only important thing is to ask until you're told NO.

Message 15 of 30
Anonymous
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Re: First Luv Button Success! Overstock CLI!!!

Congrats on your CLI !!!!

 

 

Message 16 of 30
Anonymous
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Re: First Luv Button Success! Overstock CLI!!!

James_A, I’ve read that Comenity might HP for for CLI. I’d like to avoid that. Have you had any experiences when they said no and did a HP?

Thank you, Voltron!
Message 17 of 30
Anonymous
Not applicable

Re: First Luv Button Success! Overstock CLI!!!


@Anonymous wrote:
James_A, I’ve read that Comenity might HP for for CLI. I’d like to avoid that. Have you had any experiences when they said no and did a HP?

Thank you, Voltron!

No. All soft pulls from Commenity & Synchrony for me (and I've done a million of 'em). As always, YMMV.

Message 18 of 30
Anonymous
Not applicable

Re: First Luv Button Success! Overstock CLI!!!

Well James_A, requested another CLI and got another $1500 boost! Thank you! Total CL now $3350! Tried a third time and it says that I can’t request another increase right now because I have one pending.
Message 19 of 30
19eighty5
Senior Contributor

Re: **UPDATE** First Luv Button Success! Overstock CLI!!! **Double Dip**

Congratulations on your CLI!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 20 of 30
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