US Bank AR approved

hawkins · ‎02-28-2024

I just submitted an app this morning for the card. Got the we will let you know language. I called after that to do verification which is what I experienced the last time I apped for the cash + card. I did that and they told me they will let me know again. I then asked if I could speak to recon but they said it was not needed and my chances were way more then average. I said ok we will see. 1 hour later a new card popped up in my account. Came with only a 5k limit though. They were not as generous this time as the cash + app a few months ago. Then they gave me a 20k limit out the door but whatever I will shift some limit from that if I can. The cash + was a serious pain in the ass to get with many days of back and forth with them as well as documents. This time very easy. I also was amazed I even got it since I am 6/12 which most data points to a hell no from USB. But lately I have been reading that USB has been giving some people the card with some as high as 8/12 or so I read the other day. I decided to roll the dice. Glad I did I have been trying for years to get this card. Finally. I do have a checking account with them as well as the cash + I mentioned so maybe that helped. I am looking forward to adding that to my apple pay for some 3X on everything goodness assuming they have fixed the rewards issue I also read that people were having. Im a happy camper now. Cheers.

Creditwiser · ‎02-28-2024

Congratulations on your approval !

CorpCrMgr1 · ‎02-28-2024

@hawkins wrote:
I just submitted an app this morning for the card. Got the we will let you know language. I called after that to do verification which is what I experienced the last time I apped for the cash + card. I did that and they told me they will let me know again. I then asked if I could speak to recon but they said it was not needed and my chances were way more then average. I said ok we will see. 1 hour later a new card popped up in my account. Came with only a 5k limit though. They were not as generous this time as the cash + app a few months ago. Then they gave me a 20k limit out the door but whatever I will shift some limit from that if I can. The cash + was a serious pain in the ass to get with many days of back and forth with them as well as documents. This time very easy. I also was amazed I even got it since I am 6/12 which most data points to a hell no from USB. But lately I have been reading that USB has been giving some people the card with some as high as 8/12 or so I read the other day. I decided to roll the dice. Glad I did I have been trying for years to get this card. Finally. I do have a checking account with them as well as the cash + I mentioned so maybe that helped. I am looking forward to adding that to my apple pay for some 3X on everything goodness assuming they have fixed the rewards issue I also read that people were having. Im a happy camper now. Cheers.

Congratulations on your approval!

cashorcharge · ‎02-28-2024

I wonder if your 6/12 affected that SL. Guess we'll never know...but at least it's an approval and getting CLI's in the future with good usage should be easy

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

NoMoreDebt · ‎03-01-2024

Congrats on the approval

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL

JoeRockhead · ‎03-02-2024

Nice, congratulations on your approval!

CYBERSAM · ‎03-02-2024

Congrats on your approval, that is a great card to have. I'm sure with usage CL would grow!

Traveler101 · ‎03-02-2024

Congratulations 🎊

nytokyobred79 · ‎03-02-2024

Congrats on your US Bank AR approval.

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $218,900 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20 | CL- $12K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $72K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K

BigBS · ‎03-03-2024

Congrats on the approval!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M