US Bank Altitude Reserve Approval--UPDATE CLI GRANTED @ $10K

[shoegal]

Congrats on your approval! 🎉🎉🎉

I'm gardening for this precious since I'm currently 1/6 and 2/12.

[Anonymous]

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@shoegal wrote:

Congrats on your approval! 🎉🎉🎉

I'm gardening for this precious since I'm currently 1/6 and 2/12.

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You're doing it the right way! Soon youll be there and one of us...

[sjt]

Congrats on the approval. You can call the credit analysis and ask for a recon of the CL. They will use the same HP as long as its within 30 days.

[Anonymous]

Saw the TU hits just post so I logged in to my USB account.

Update: asked for a SL of 10k and they granted it. Pretty good with that for now! Now excited to start using it (when it gets here)

[Anonymous]

@Anonymous ... Grats you did the right things and reconed! USB likes you so now go spend and enjoy your top shelf travel card!

[Anonymous]

@Anonymous... unrelated to your USB Altitude Reserve Infinite Credit Card, you may find another USB product of use. Offer it to you as 'food for thought' and that is the USB Premier Line (believe it runs from CLs starting at $5,000 up to $25,000 maximum) and can be used for most anything. It links to checking and credit card accounts, has regular checks, and a USB Visa Access Card (works and is a Visa Card) in a good looking grey oriented color. Note, as a PLOC it starts charging interest on 1 cent. The rates have been better than many credit products in the market.

Part of my USB lineup catches this product. Use it for home remodeling costs etc (I have). USB likes (big on) customer relations and they keep in the back room a "Customer Relations Score" on each account holder that can help with obtaining products with USB. As to how long they want a person to be a customer before applying for the PLOC? They used to say at least four to eight months ... now with that being said, some MyFico Posters have done in in a few days of getting their first USB products (go figure).

[Anonymous]

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@Anonymous wrote:

@Anonymous... unrelated to your USB Altitude Card, you may find a another USB product of use. Offer it to you as 'food for thought' and that is the USB Premier Line (believe it runs from CLs starting at $5,000 up to $25,000 maximum) and can be used for most anything. It links to checking and credit card accounts, has regular checks, and a USB Visa Access Card (works and is a Visa Card) in a good looking grey oriented color. Note, as a PLOC it starts charging interest on 1 cent. The rates have been better than many credit products in the market.

Part of my USB lineup catches this product. Use it for home remodeling costs etc (I have). USB likes (big on) customer relations and they keep in the back room a "Customer Relations Score" on each account holder that can help with obtaining products with USB. As to how long they want a person to be a customer before applying for the PLOC? They used to say at least four to eight months ... now with that being said, some MyFico Posters have done in in a few days of getting their first USB products (go figure).

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Very interesting. Some home projects on the horizon for us, so that is definitely something I'd consider. Might also upgrade to the gold checking and move a few investments over. Been hearing a lot of really good things about the relationships with USB. 

[Winesnoblv]

Congrats!  

Great card to have.

I was initially approved for $5k, but called immediately and received a cli to make the cl $10k.

A little over 6 months later, I called and was approved (with a hp) for a cli to make the cl $15k.  

[Anonymous]

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@Winesnoblv wrote:

Congrats!  

Great card to have.

I was initially approved for $5k, but called immediately and received a cli to make the cl $10k.

A little over 6 months later, I called and was approved (with a hp) for a cli to make the cl $15k.  

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Thanks! The data points for this card seem to show that recon calls after auto approval are generally a good call. It stinks that it is a HP to do it (I would prefer your normal SP), but it seems like there is a decent sucess rate with it. Happy it worked out for me and happy that @coldfusion suggested I push harder.

[randomguy1]

Thanks for the data points. My US Bank account just opened today, probably will apply in Spring when my I am at 0/6, 2/12. Currently at 2/6 and 3/12.