US Bank Altitude Reserve Approval!

[Titans84]

I applied for this card early Sunday (09/04) morning. As expected the app went into review. I checked the status on Monday and Tuesday with it still being in review for both days. That wasn't alarming as Monday was a holiday. This morning (09/06) the status changed to declined. Got transferred to a rep with underwriting and she confirmed the decline was due to the available overall credit (55.5k). I asked for reconsideration due to my history of on-time payments and long-term relationship. The rep re-sent the app to be reviewed and let me know that it could be a few days before a decision could be made. Approx. 3 hours later I received the approval email with a $15,000 SL. That pushes me just over 70k in available credit with US Bank. I also have a 25k Max Cash Preferred through Elan that was visible to the underwritter.

This was both the first time I was not approved for a card and received a successful recon. Happy with the results. I also applied for the Chase Freedom Flex on the same day and was approved. That app is not included in the DPs listed.

DPs:

SL: $15,000

APR: Not Yet Known

TU8: 847

0/6, 0/12, 3/24

1% utilization

[OCONUS]

Nicely done. On the pull, I thought USB pulls TU9. 

[JoeRockhead]

Nicely done, congratulations!

[KingRue8500]

Congrats on your U.S. Bank Altitude Reserve approval

[Trinzero]

Congrats on your US Bank Altitude Reserve approval and the Chase Freedom Flex approval!

What a great day 😀

[firefox100]

Congratulations on both approvals and great work on us recon, enjoy it have fun.

[Essentialist]

Nice! Congrats on the approval. I think US Bank has some really nice offering on their CCs. I just wish they would remove those minimum redemptions and perhaps the option to pool points between all the altitude lineup.

[SouthJamaica]

Congratulations on the approval.

[IsFiveCardsEnough]

Congrats on your approval!  So they pulled TU for you.  Apparently based on location I hear.

[TheRedHat]

Congrats on your approval!