US Bank Altitude Reserve CLI +4k

Anonymous · ‎08-16-2021

Had my Altitude Reserve for 9 months now (see here for approval).

Hit that magic "Request Credit Line Increase" button and blammo - instant 4k approval, increasing my CL from $10k to $14k

NO HP - Soft Pull CLI

Now, do I call in and ask them for more? I really wanted 20k to make it my primary card.

TU8-808

TU9-Less than 750. F9 scores my 1 bad as a *REALLY* bad (not *exactly* sure)

New Revolvers: 2/12, 2/24

AAOA 3yr 5 months

Utilization: less than 10%

1 bad paid collection 2017

EQ8 - 767

EQ9 - 701 (F9 still has me on a dirty scorecard)

Utilization on all cards when this score was pulled was about 10% or less

Card opened 4/19/2020

New Revolvers: 2/12, 2/24

Inq 6/12, 7/24

1 paid collection 2017

EDIT: Adding EQ as well, as they did a SP on 8/9 for an account review

CreditAggie · ‎08-16-2021

Congratulations on your US Bank Altitude Reserve CLI!

Current Cards (in order of approval):

Current FICO 8 | 9 (August 2026):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

KingRue8500 · ‎08-16-2021

Congrats on your US Bank Altitude Reserve CLI

Irv02 · ‎08-16-2021

Congrats on your CLI!! I would wait for 6 months and ask for the additional 6k, just my opinion.

simplynoir · ‎08-16-2021

Congrats on your increase

Elpadrino1 · ‎08-16-2021

Congratulations on your CLI!!

FalconSteve · ‎08-16-2021

Nice CLI, shouldn't be long to get to 20k

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k-->27.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800-->$13k-->$15.5k CL- AU, wife
3/9/20 Truist Rewards $11k SL --> $13.5k- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k-->$12k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k-->$19k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8k-->24.3k CL
8/2/23 Discover $8k SL

Total80sKid · ‎08-16-2021

Congrats on your Altitude CLI 👍🏼🥳

IntegerIntrovert · ‎08-16-2021

Nice increase!

Chase Amazon Prime $29000, Citi Costco $32000, US Bank Altitude Connect $40000, US Bank Smartly $35000

surferchris · ‎08-16-2021

Congrats!

Current Cards:
AmEx Hilton Honors Surpass//AmEx Platinum Card//Ann Taylor Rewards Mastercard//Capital One Platinum Card//Credit One AmEx//Credit One Platinum VISA//Fingerhut//Navy More Rewards AmEx//TruWest Platinum VISA//Aspire VISA//Costco Anywhere VISA//Lowes Advantage//Apple Card
Loans:
1 Mortgage/////Navy FCU Auto Loan (2020 Jaguar I-Pace)//Capital One Auto (2016 BMW i3)
Next Cards (4th QTR 2022):
Navy Flagship Rewards VISA//Chase Sapphire Preferred
Stats:
Scores: 700's // Inq's: 1 for mortgage // Util: 1% // AoOA: 21 yrs