@Anonymous wrote:
Link to prior CLI thread.
Roughly six months since last CLI on US Bank Cash+. Saw some others having success today so gave it a roll. Instant increase of $5000 to new limit of $11000. It was more than I expected and I'm happy that it carried the limit over $10k.
basic datapoints:
Account opened January 2019, $1000 starting limit reconned to $3000. Soft Pull CLI December 2019 to $6000. Soft Pull CLI July 1, 2020 to $11000. 788 to 796 FICO8 range. 2 TU inquiries in last year. No new accounts since December 2019. $0 balance. Few hundred monthly spend, PIF. 2 to 3% aggregate UTL.
Possibly important datapoint: last increase was on 12/7/19. I tried a few weeks ago, around the 8th to the 10th of June, and got a rejection letter saying that it hadn't been six months since the last increase... Yeah, um, okay. Tried today and bam, increase. This makes me think that there's a possibility that US Bank may like you to wait until the start of the 7th month after the last increase. This wouldn't surprise me given that they also like to report on the last day of the month.
Maybe others can shed some light on that possibility based on their own dates.
Congrats on your increase
As far as timing, it's really 7 months, because they dont "count" 6 calendar months.
You will be eligible for your next SP on or after February 1st 2021.
