US Bank Cash+

[Anonymous]

SL $19,500 interest is 19%

Approved while opening a savings account.  Thanks to @Vanthor1997- see below

Pop us showed multiple cards with approved limit.  TU hard pull as soon as I accepted the offer.

Data Points:

TU  4 -726

TU  8-783

TU 9 -790

Inq's 2 in 30 days, 2 -in 6 months, 8 in the last 12 months

New accounts - 1 (car loan) last month, 2 in the last 6 months, 8 in the last 12 months

Utilization 4%

Oldest Account 14.6 yrs- Average age of accounts 3.3 yrs.

Opened Gold Checking and USB Platinum w/$500 limit in December '17. No Direct Deposit.  I deposit $100 per month to PIF the Platinnum card.   I never tried to Recon for a higher limit.  Was waiting to see if I would get an Auto CLI but I never. 

I've been scouring the site for US Bank Approval DP's saw this on Monday night:

https://ficoforums.myfico.com/t5/Credit-Cards/US-Bank-blues-question/m-p/5064967#M1481376

[19eighty5]

Congratulations!

[Anonymous]

Congrats on approval and monster SL !!!

[Anonymous]

Excellent informative post. Thanks for sharing your DPs and that link. And Congrats to you, LML!

[xaximus]

Congrats on the monster SL!

[Anonymous]

Congrats on the approval! 

[kaw943]

---

@Anonymous wrote:

SL $19,500 interest is 19%

@Anonymous while opening a savings account.  Thanks to @Anonymous- see below

Pop us showed multiple cards with approved limit.  TU hard pull as soon as I accepted the offer.

Data Points:

TU  4 -726

TU  8-783

TU 9 -790

Inq's 2 in 30 days, 2 -in 6 months, 8 in the last 12 months

New accounts - 1 (car loan) last month, 2 in the last 6 months, 8 in the last 12 months

Utilization 4%

Oldest Account 14.6 yrs- Average age of accounts 3.3 yrs.

Opened Gold Checking and USB Platinum w/$500 limit in December '17. No Direct Deposit.  I deposit $100 per month to PIF the Platinnum card.   I never tried to Recon for a higher limit.  Was waiting to see if I would get an Auto CLI but I never. 

I've been scouring the site for US Bank Approval DP's saw this on Monday night:

https://ficoforums.myfico.com/t5/Credit-Cards/US-Bank-blues-question/m-p/5064967#M1481376

---

Congrats freaking awesome! 

[gdale6]

Wow, great SL. They like what they see in your profile. Grats.

[Anonymous]

Thanks.  I first thought it was $1950, I was shocked by the SL. 

[Anonymous]

Congrats! Nice SL!